Pennsylvania Code
Title 31 - INSURANCE
Part III - Credit Insurance
Chapter 73 - CREDIT LIFE INSURANCE AND CREDIT ACCIDENT AND HEALTH INSURANCE
Section 73.115 - Benefit exclusions

(i) Death due to suicide within 1 year of the effective date of coverage.

(ii) TPD due to intentionally self-inflicted injury.

(iii) A preexisting conditions exclusion due to a condition for which the insured debtor received medical advice, consultation, diagnosis or treatment from a physician or podiatrist within 6 months before the effective date of coverage and due to which death occurs or TPD commences within 6 months after the effective date of coverage. This exclusion applies only if and to the extent that the total amount of all insurance that would otherwise be subject to the preexisting conditions exclusion exceeds $1,000.

(iv) For the application of the exclusions contained in subparagraphs (i)-(iii), the effective date of coverage for each portion of the insurance attributable to a different advance under an open end loan, is the date on which the advance or charge occurs, or if later, the date on which coverage is elected.

(i) Normal pregnancy.

(ii) Intentionally self-inflicted injury.

(iii) Nonscheduled aircraft flight.

(i) Voluntary resignation of employment.

(ii) Voluntary leave of absence.

(iii) Voluntary forfeiture of salary, wages or income.

(iv) Retirement.

(v) Injury or disease.

(vi) Disability.

(vii) Strike or unionized labor dispute.

(viii) Discharge by employer for cause.

(ix) Involuntary unemployment for which severance pay is received by the debtor.