Pennsylvania Code
Title 28 - HEALTH AND SAFETY
Part I - General Health
Chapter 9 - MANAGED CARE ORGANIZATIONS
Subchapter H - AVAILABILITY AND ACCESS
Section 9.685 - Standards for approval of point-of-service products
Universal Citation: 28 PA Code ยง 9.685
Current through Register Vol. 54, No. 44, November 2, 2024
(a) If a plan offers a point-of-service product, it shall submit a formal product filing for the POS product to the Department and the Insurance Department.
(b) A plan may offer POS options to groups and enrollees, if the plan:
(1) Has a system
for tracking, monitoring and reporting enrollee self-referrals for the
following purposes:
(i) To ensure that
self-referral activity is not occurring because of an access problem, a
deliberate attempt to force an enrollee to bypass a primary care provider for
nonmedical reasons or over restrictive or burdensome plan
requirements.
(ii) To promptly
investigate any PCP practice in which enrollees are utilizing substantially
higher levels of non-PCP referred care than average, to ensure that enrollee
self-referrals are not a reflection of access or quality problems on the part
of the PCP practice, inappropriate patient direction or burdensome plan
requirements.
(2)
Provides clear disclosure to enrollees of out-of-pocket expenses.
(3) Does not directly or indirectly encourage
enrollees to seek care without a PCP referral or from out-of-network providers
due to an inadequate network of participating providers in any given
specialty.
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