Pennsylvania Code
Title 28 - HEALTH AND SAFETY
Part I - General Health
Chapter 9 - MANAGED CARE ORGANIZATIONS
Subchapter G - HMOS
OPERATIONAL STANDARDS
Section 9.653 - HMO provision of limited subnetworks to select enrollees
Universal Citation: 28 PA Code ยง 9.653
Current through Register Vol. 54, No. 44, November 2, 2024
(a) An HMO that wants to offer benefit plans based on limited subnetworks, that is, networks which include only selected participating health care providers, shall request approval from the Department to do so.
(b) The Department will approve a request to offer limited subnetworks if the proposal meets the following requirements:
(1) There is adequate
disclosure to potential enrollees and any current enrollees who would be
affected by a change to a limited subnetwork benefit package of the economic
penalties that apply when enrollees do not obtain health care services through
the limited subnetwork. Disclosure of the limitations in the number of the
HMO's participating providers must be consistent with the act and the
requirements of 31 Pa. Code §154.16 (relating to disclosure of
information).
(2) If a covered
service is not available within the limited subnetwork, the HMO shall provide
or arrange for the provision of the service at no additional out-of-pocket cost
to the enrollee, other than the routine copayments which would have been
applicable if the service had been provided within the limited
subnetwork.
(3) The limited
subnetwork meets the minimum healthcare provider standards in §
9.679 (relating to access
requirements in service areas) and has an adequate number and distribution of
network providers to provide care which is available and accessible to
enrollees within a defined area.
(4) Enrollment is limited to enrollees within
a reasonable traveling distance to the limited participating subnetwork
providers.
(5) The limited
subnetwork meets the standards for adequate networks and accessibility in
§ 9.679.
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