Oregon Administrative Rules
Chapter 836 - DEPARTMENT OF CONSUMER AND BUSINESS SERVICES, INSURANCE REGULATION
Division 80 - TRADE PRACTICES
Section 836-080-0765 - Practices Declared False, Misleading, Deceptive or Unfair on a Military Installation
Universal Citation: OR Admin Rules 836-080-0765
Current through Register Vol. 63, No. 9, September 1, 2024
(1) The following acts or practices when committed on a military installation by an insurer or insurance producer with respect to the in-person, face-to-face solicitation of life insurance are declared to be false, misleading, deceptive or unfair:
(a) Knowingly soliciting the
purchase of any life insurance product "door to door" or without first
establishing a specific appointment for each meeting with the prospective
purchaser.
(b) Soliciting service
members in a group or "mass" audience or in a "captive" audience when
attendance is not voluntary.
(c)
Knowingly making appointments with or soliciting service members during their
normally scheduled duty hours.
(d)
Making appointments with or soliciting service members in barracks, day rooms,
unit areas, or transient personnel housing or other areas in which the
installation commander has prohibited solicitation.
(e) Soliciting the sale of life insurance
without first obtaining permission from the installation commander or the
commander's designee.
(f) Posting
unauthorized bulletins notices or advertisements.
(g) Failing to present DD Form 2885,
"Personal Commercial Solicitation Evaluation, to service members solicited or
encouraging service members solicited not to complete or submit a DD Form
2885.
(h) Knowingly accepting an
application for life insurance or issuing a policy of life insurance on the
life of an enlisted member of the United States Armed Forces without first
obtaining for the insurer's files a completed copy of any required form that
confirms that the applicant has received counseling or fulfilled any other
similar requirement for the sale of life insurance established by regulations,
directives or rules of the DoD or any branch of the Armed Forces.
(2) The following acts or practices when committed on a military installation by an insurer or insurance producer constitute corrupt practices, improper influences or inducements and are declared to be false, misleading, deceptive or unfair:
(a) Using DoD personnel, directly or
indirectly, as a representative or agent in any official or business capacity
with or without compensation with respect to the solicitation or sale of life
insurance to service members.
(b)
Using an insurance producer to participate in any United States Armed Forces
sponsored education or orientation program.
Stat. Auth: ORS 731.244
Stats. Implemented: ORS 746.075, 746.110, 746.240
Disclaimer: These regulations may not be the most recent version. Oregon may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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