Oregon Administrative Rules
Chapter 836 - DEPARTMENT OF CONSUMER AND BUSINESS SERVICES, INSURANCE REGULATION
Division 80 - TRADE PRACTICES
Section 836-080-0436 - Absence of or Inability to Determine Credit History; Relation to Risk to Insurer
Universal Citation: OR Admin Rules 836-080-0436
Current through Register Vol. 63, No. 12, December 1, 2024
An insurer may use the category of absence of a credit history ("no hit") or the category of inability to determine a consumer's credit history ("no score") under ORS 746.661(1)(c) according to the separate risk profiles for the two categories, and any relevant subcategories, demonstrated by actuarial data that the insurer has submitted to the Director of the Department of Consumer and Business Services.
Stat. Auth.: ORS 731.244
Stats. Implemented: ORS 746.650
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