Oregon Administrative Rules
Chapter 836 - DEPARTMENT OF CONSUMER AND BUSINESS SERVICES, INSURANCE REGULATION
Division 71 - INSURANCE LICENSING
Section 836-071-0280 - Permitted and Prohibited Activities of Insurance Personnel Exempt from Insurance Producer License Requirement
Universal Citation: OR Admin Rules 836-071-0280
Current through Register Vol. 63, No. 9, September 1, 2024
For purposes of ORS 744.056(2)
(a):
(1) An
unlicensed person whose activities are executive, administrative, managerial,
clerical or a combination of these and is employed by an insurance producer may
engage in any activity described in this section, subject to review by the
insurance producer or an insurance producer employed by the insurance producer
if review is required under this section, if the unlicensed person engages in
the activity under the supervision of the insurance producer and on the
premises of the insurance producer's business. The unlicensed person may:
(a) Disclose rates to the insurance-buying
public, but only if the rates are reviewed by the insurance producer prior to
submission to the insurer;
(b) Fill
out an application for insurance if the application is reviewed by the
insurance producer prior to submission to the insurer;
(c) Accept or receive an insurance
premium;
(d) Provide information to
current policyholders addressing existing policy terms;
(e) Take requests for changes on in-force
policies;
(f) Obtain information
needed from insureds;
(g) Receive
claim information directly from insureds and claimants;
(h) Engage in telephone marketing or making
appointments, but only to the extent that the person may obtain policy
expiration dates; and
(i) Transmit
insurance policies to insureds.
(2) An unlicensed person whose activities are
executive, administrative, managerial, clerical or a combination of these and
is employed by an insurer may engage in any activity described in this section.
The unlicensed person may:
(a) Disclose rates
to the insurance-buying public;
(b)
Fill out an application for insurance;
(c) Accept or receive an insurance
premium;
(d) Provide information to
current policyholders addressing existing policy terms;
(e) Take requests for changes on in-force
policies;
(f) Obtain information
needed from insureds;
(g) Receive
claim information directly from insureds and claimants;
(h) Engage in telephone marketing or making
appointments, but only to the extent that the person may obtain policy
expiration dates;
(i) Transmit
insurance policies to insureds; and
(j) Analyze, interpret and resolve policy
coverage questions regarding a claim.
(3) An unlicensed person whose activities are
executive, administrative, managerial, clerical or a combination of these and
is employed by an insurance producer may engage in the following activities
only if they are indirectly related to the sale, solicitation or negotiation of
insurance:
(a) Binding coverage; or
(b) Interpreting policy coverages.
Stat. Auth.: ORS 731.244 & 744.056
Stats. Implemented: ORS 744.056
Disclaimer: These regulations may not be the most recent version. Oregon may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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