Oregon Administrative Rules
Chapter 836 - DEPARTMENT OF CONSUMER AND BUSINESS SERVICES, INSURANCE REGULATION
Division 58 - MOTOR VEHICLE LIABILITY INSURANCE
Section 836-058-0010 - Permitted Reasons to Exclude Named Person

Universal Citation: OR Admin Rules 836-058-0010

Current through Register Vol. 63, No. 9, September 1, 2024

An insurer may exclude by name a person other than the named insured from the coverage required by ORS 742.450(2)(a) to be provided in a motor vehicle liability insurance policy issued for delivery in this state, for any of the following reasons:

(1) The excluded person is higher rated than the named insured and the difference between the annualized premium that the named insured would pay on the liability coverage under the policy including the higher rated person and the annualized premium that the named insured would pay on the policy excluding the higher rated person would cause financial hardship as described in this section to the named insured. For the purpose of this section:

(a) A financial hardship is caused only if the difference exceeds $1,000;

(b) Premium owing to rating for a high performance vehicle or a sports car shall be excluded for the purpose of determining whether financial hardship is caused.

(2) The excluded person's Oregon driver's license is suspended pursuant to ORS 809.409(5).

(3) The excluded person's Oregon driver's license is suspended pursuant to ORS 809.419(3).

Stat. Auth.: ORS 731.244 & 742.450

Stats. Implemented: ORS 742.450(6)(b)

Disclaimer: These regulations may not be the most recent version. Oregon may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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