Oregon Administrative Rules
Chapter 836 - DEPARTMENT OF CONSUMER AND BUSINESS SERVICES, INSURANCE REGULATION
Division 52 - INSURANCE POLICIES
Section 836-052-0103 - Purpose
Universal Citation: OR Admin Rules 836-052-0103
Current through Register Vol. 63, No. 9, September 1, 2024
(1) OAR 836-052-0103 to 836-052-0194 are adopted in order to:
(a) Provide for the standardization
of coverage and simplification of terms and benefits of Medicare supplement
policies;
(b) Facilitate public
understanding and comparison of such policies;
(c) Eliminate provisions contained in such
policies that may be misleading or confusing in connection with the purchase of
such policies or with the settlement of claims; and
(d) Provide for full disclosures in the sale
of accident and sickness insurance coverage to persons eligible for
Medicare.
(2) OAR 836-052-0138, 836-052-0145, and 836-052-0151 are amended pursuant to the authority of ORS 743.683, in order to carry out the legislative intent of:
(a) Extending the
opportunity for open enrollment for Medicare supplement insurance under OAR
836-052-0138 to all persons who
enroll in Medicare Part B, regardless of age; and
(b) Providing that for rating purposes the
pool of persons qualifying for Medicare by reason of disability is combined
with the pool of persons qualifying by reason of age, so that premiums will be
affordable for persons qualifying by reason of disability.
Stat. Auth.: ORS 731.244 & ORS 743.680
Stats. Implemented: ORS 743.010 & ORS 743.683
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