Oregon Administrative Rules
Chapter 836 - DEPARTMENT OF CONSUMER AND BUSINESS SERVICES, INSURANCE REGULATION
Division 42 - RATES AND RATEMAKING
Section 836-042-0105 - Definitions

(1) "Affiliate Insurer" means an insurer that directly or indirectly through one or more intermediaries, controls, or is controlled by, or is under common control with, the insurer specified where control is defined by ORS 732.548(2).

(2) "Director" means the Director of the Department of Consumer and Business Services.

(3) "Eligible Employer" means:

(4) "Insurer" means the State Accident Insurance Fund Corporation or an insurer authorized under ORS Chapter 731 to transact workers' compensation insurance in this state. "Insurer" includes affiliate insurers for General Liability, Automobile Liability, Hospital Professional Liability, Crime and Glass.

(5) "Large Risk Alternative Rating Plan" means optional retrospective or large deductible rating as mutually agreed upon by insurer and eligible employer.

(6) "Rating Plan" means a rule or set of rules used by an insurer to calculate premium for an eligible employer.

(7) "Workers' Compensation Standard Premium" means premium determined by authorized rates including any experience rating modification, any applicable schedule rating, employer's liability increased limits, waiver premium, claim and merit rating, supplemental disease, atomic energy exposure, nonratable catastrophe loadings, aircraft seat surcharge, loss constants and minimum premiums, but does not include premium discounts, coal mine disease charge, employee leasing client processing fees, expense constant, USL&H expense constant, terrorism premiums, catastrophe premiums, and large deductible credits.