Current through Register Vol. 63, No. 9, September 1, 2024
(1) A
person required to file a certificate of insurance, for purposes of proving
future responsibility, must submit a Uniform Financial Responsibility
Certificate (SR-22).
(2) An SR-22
will not be accepted unless it contains:
(a)
The insured's complete name and address. If two names are on the certificate,
it will not be accepted. The only exception is an "on-behalf-of" certificate.
An "on-behalf-of" certificate is filed by an owner of a motor vehicle, showing
proof of financial responsibility on behalf of their employee or a member of
their immediate family in lieu of the driver furnishing such proof. The filing
of this type of certificate only permits the person to operate a motor vehicle
covered by the proof;
(b) The
insured's driver license number and date of birth;
(c) The insurance carrier name, not the name
of the insurance producer (agent). The carrier name is acceptable if preprinted
on the back of the form, or typed on the front;
(d) The policy number;
(e) The effective date of the
certification;
(f) A box must be
checked to show whether the policy is for an operator or an owner;
(g) Information showing that the certificate
is issued as proof of compliance with financial responsibility requirements in
Oregon;
(h) A certification by an
authorized representative of the insurance carrier that a motor vehicle
liability policy as required by the financial responsibility laws of Oregon,
and in effect on the effective date of the certification, has been issued to
the insured named on the SR-22;
(i)
The date the SR-22 was issued. An SR-22 received by DMV more than 30 days after
the date it was issued will not be accepted;
(j) The signature of the authorized
representative of the insurance carrier. An electronic signature as described
in OAR 735-018-0010(3)
and 735-018-0060 constitutes a
signature for purposes of this rule; and
(k) A secured internet Web site address at
the bottom of the form if the SR-22 is provided to DMV in Web site
format.
(3) The
certification in subsection (2)(h) of this rule is a declaration of the issuing
insurance carrier that:
(a) The policy covers
all vehicles that are registered in the name of or operated by the named
insured, except as provided in ORS
806.270(2);
and
(b) If applicable, it has
assumed the higher liability limits required for a Driving Under the Influence
of Intoxicants conviction under the financial responsibility laws of Oregon as
required by ORS 806.075.
(4) The insurer issuing the certificate must
be authorized by the Insurance Division of the Oregon Department of Consumer
and Business Services to do business in Oregon, unless the insurer is an
eligible surplus lines insurer of a risk retention group.
Statutory/Other Authority: ORS
184.619 &
802.010
Statutes/Other Implemented: ORS
806.075,
806.240 &
806.270
