Oregon Administrative Rules
Chapter 575 - HIGHER EDUCATION COORDINATING COMMISSION, OFFICE OF STUDENT ACCESS AND COMPLETION
Division 72 - OREGON NURSING LOAN PROGRAM
Section 575-072-0080 - Default
Current through Register Vol. 63, No. 9, September 1, 2024
(1) A loan shall be judged to be in default when an installment is due and not paid within 120 days.
(2) The holder of a note may exercise the right of offset against any maker of defaulted loans under the conditions set for by the laws of the State of Oregon.
(3) The maker shall pay any charges for assistance in exercising the right of offset incurred by the holder of the note.
(4) The maker shall pay all charges incurred should the note(s) be referred to an outside collection agency and any other collection charges, including attorney's fees allowed by state law.
(5) The application of offsets to a defaulted loan shall not be credited to future payments nor be a substitute for regular monthly installments.
(6) The prepayment of a portion of a defaulted loan shall not be credited to future payment nor be a substitute for regular monthly installments.
Stat. Auth.: ORS 183.325 & 348, OL 1993
Stats. Implemented: ORS 348.105 - 348.117