(b) A consumer
at a facility within the Department shall be granted a waiver from payment for
services if the following criteria are met:
(1) The individual must be in need of
behavioral health services. An individual shall be considered to be in need of
behavioral health services if treatment is needed to stabilize, reduce or
eliminate the symptoms of, or prevent worsening of any of the following
conditions for which a facility within the Department offers treatment needed
based on the diagnosis and level of care:
(A)
A diagnosable behavioral health condition as defined by the current DSM,
excluding a sole diagnosis of developmental disorders or dementia
disorders;
(B) A presenting
problem(s) that indicates a behavioral health illness or condition;
(C) A level of functioning that indicates the
need for behavioral health treatment based on a standard assessment instrument;
or
(D) A behavioral health
crisis.
(2) The
individual must be uninsured. An individual shall be considered uninsured if
one of the following applies:
(A) The
individual is not covered by private or public insurance and receives no
insurance benefits for behavioral health services;
(B) The individual has used all available
benefits or coverage allowed for behavioral health services;
(C) The individual has limited benefits for
behavioral health services, but the service(s) needed by the individual are not
covered by the individual's insurance or plan; or
(D) Except for housing and vocational
services, persons receiving behavioral health services through a health
maintenance organization are considered to be fully covered for behavioral
health services and are not eligible for a waiver of liability.
(3) The individual is indigent. An
individual shall be considered indigent if he or she is at or below 200% of the
Federal Poverty Guidelines based solely on the individual's applicable income.
The indigence requirement does not apply to persons receiving emergency
services or to persons seventeen (17) years of age or younger.
(A) "Income" is total annual cash receipts
before taxes from all sources, and includes money wages and salaries before any
deductions, net receipts from self-employment, regular payments from social
security, railroad retirement, unemployment compensation, strike benefits from
union funds, workers' compensation, veterans' payments, public assistance
(including Temporary Assistance for Needy Families and Supplemental Security
Income), training stipends; alimony, child support, military family allotments
or other regular support from an absent family member or someone not living in
the household, private pensions, government employee pensions, regular
insurance or annuity payments, college or university scholarships, grants,
fellowships and assistantships, dividends, interest, net rental income, net
royalties, periodic receipts from estates or trusts, and net gambling or
lottery winnings.
(B) "Income" does
not include non-cash benefits, such as the employer-paid or union-paid portion
of health insurance or other employee fringe benefits, food or housing received
in lieu of wages, the value of food and fuel produced and consumed on farms,
the imputed value of rent from owner-occupied non-farm or farm housing, and
federal non-cash benefit programs such as Medicare, Medicaid, food stamps,
school lunches, loans and housing assistance.
(C) Adjustments to "income" are allowed for
the following:
(i) Child care allowance for
dependent children under the age of fourteen (14). The amount of $200 for each
child under the age of two (2), and $175 for each child under the age of
fourteen (14) can be deducted from "income" to calculate total adjusted
"income". If the family has children, there is no verification
requirement.
(ii) Working adult
allowance for working adults in the household. The amount of $240 for each
working adult can be deducted from "income" to calculate total adjusted
"income". "Working adult" is defined as a person age eighteen (18) or older
with earned income (adult children in the household are not eligible to be
counted for this deduction). There is no verification requirement for this
deduction.