(C) Member-initiated terminations.
(1) A dual-benefits member may request
disenrollment from the MCOP and transfer between plans on a month-to-month
basis any time during the year. MCOP coverage continues until the end of the
month of disenrollment.
(2) A
medicaid-only member may request a different MCOP in a mandatory service area
as follows:
(a) From the date of initial
enrollment through the first three months of plan enrollment, whether the first
three months of enrollment are dual-benefits or medicaid-only enrollment
periods;
(b) During an open
enrollment month for the member's service area as described in paragraph (E) of
this rule; or
(c) At any time, if
the just cause request meets one of the reasons for just cause as specified in
paragraph (C)(4)(e) of this rule.
(3) A medicaid-only member may request a
different MCOP if available as follows:
(a) From the date of enrollment through the
initial three months of plan enrollment;
(b) During an open enrollment month for the
member's service area as described in paragraph (E) of this rule; or
(c) At any time, if the just cause request
meets one of the reasons for just cause as specified in paragraph (C)(4)(e) of
this rule.
(4) The
following provisions apply when a member requests a different MCOP in a
mandatory service area:
(a) The request may be
made by the member, or by the member's authorized representative.
(b) All member-initiated changes
must be voluntary. MCOPs
are not permitted to encourage members to change enrollment due to a member's race, color, religion, gender,
gender identity, sexual orientation, age, disability, national origin,
veteran's status, military status, genetic information, ancestry, ethnicity,
mental ability, behavior, mental or physical disability, use of services,
claims experience, appeals, medical history, evidence of insurability,
geographic location within the service area, health status or need for health
services. MCOPs may not use a policy or practice that has the effect of
discrimination on the basis of the listed criteria.
(c) If a member requests disenrollment
because he or she meets any of the requirements in rule
5160-58-02 of the Administrative
Code, the member will be disenrolled after the member notifies the consumer
hotline.
(d) Disenrollment will
take effect on the last day of the calendar month as specified by an
ODM-produced HIPAA compliant 834 daily or monthly file sent to the
plan.
(e) In accordance with
42 C.F.R.
438.56 (October 1, 2021), a change
of MCOP enrollment may be
permitted for any of the following just cause reasons:
(i) The member moves out of the MCOP's
service area and a nonemergency service must be provided out of the service
area before the effective date of a termination that occurs for one of the
reasons set forth in paragraph (A) of this rule;
(ii) The MCOP does not, for moral or
religious objections, cover the service the member seeks;
(iii) The member needs related services to be
performed at the same time in a coordinated manner; however, not all related
services are available within the MCOP network, and the member's primary care
provider (PCP) or another provider determines that receiving services
separately would subject the member to unnecessary risk;
(iv) The member has experienced poor quality
of care and the services are not available from another provider within the
MCOP's network;
(v) The member
receiving long-term services and supports would have to change their
residential, institutional, or employment supports provider based on that
provider's change in status from an in network to and out-of-network provider
with the MCOP and, as a result, would experience a disruption in their
residence or employment;
(vi) The
member cannot access medically necessary medicaid-covered services or cannot
access the type of providers experienced in dealing with the member's health
care needs;
(vii) ODM determines
that continued enrollment in the MCOP would be harmful to the interests of the
member.
(f) The
following provisions apply when a member seeks a change
in MCOP enrollment for just
cause:
(i) The member or an authorized
representative must contact the MCOP to identify providers of services before
seeking a determination of just cause from ODM.
(ii) The member may make the request for just
cause directly to ODM or an ODM-approved entity, either orally or in
writing.
(iii) ODM shall review all
requests for just cause within seven working days of receipt. ODM may request
documentation as necessary from both the member and the MCOP. ODM shall make a
decision within ten working days of receipt of all necessary documentation, or
forty-five days from the date ODM receives the just cause request. If ODM fails
to make the determination within this timeframe, the just cause request is
considered approved.
(iv) ODM may
establish retroactive termination dates and/or recover premium payments as
determined necessary and appropriate.
(v) Regardless of the procedures followed,
the effective date of an approved just cause request must be no later than the
first day of the second month following the month in which the member requests
change .
(vi) If the just cause request is not
approved, ODM shall notify the member or the authorized representative of the
member's right to a state hearing.
(vii) Requests for just cause may be
processed at the individual level or case level as ODM determines necessary and
appropriate.
(viii) If a member
submits a request to change
enrollment for just cause, and the member loses medicaid eligibility prior to
action by ODM on the request, ODM shall assure that the member's MCOP
enrollment is not automatically renewed if eligibility for medicaid is
reauthorized.
(g) A
member who is in a medicare Part D drug management program and is in a
potentially at-risk or at-risk status as defined in
42 C.F.R.
423.100 (October 1, 2021) is precluded from
changing MCOPs.