(B) The following
payment provisions apply when billing for services provided to medicaid
eligible consumers with available resources.
(1) For qualified medicare beneficiaries
(QMB), including QMB plus and medicaid consumers enrolled in medicare part A,
the following payment provisions apply to cost-sharing liability for inpatient
services.
(a) For purposes of paragraph (B)(1)
of this rule, the "medicaid maximum allowed amount" is the amount that would be
payable by medicaid if the hospitalization were billed, in its entirety, to the
department as a medicaid-only claim for a medicaid eligible consumer. The
medicaid maximum allowed amount is calculated as:
(i) Described in rule
5160-2-65 of the Administrative
Code in the case that a hospital is paid in accordance with the all patient
refined diagnosis related groups (APR-DRG) prospective payment system;
or
(ii) Described in rule
5160-2-22 of the Administrative
Code in the case that a hospital is subject to non-DRG prospective
payment.
(b) Except as
described in paragraph (B)(3) of this rule, for persons described in paragraph
(B)(1) of this rule, the department will pay as cost sharing for inpatient
hospital services the lesser of:
(i) The sum
of the deductible, coinsurance, and co-payment
amount as provided by medicare part A; or
(ii) The medicaid maximum allowed amount, as
described in paragraph (B)(1)(a) of this rule, minus the total prior payment,
not to equal less than zero. The total prior payment includes the amount paid
or payable by medicare and any other applicable
third-party payment for services billed.
(c) If the department has a
cost-sharing liability but is unable to calculate a medicaid maximum as
described in paragraph (B)(1)(a) of this rule, the department may pay the sum
of the deductible, coinsurance, and copayment
amount as provided by medicare part A.
(d) If a patient who is jointly eligible for
medicare part A and medicaid exhausts medicare part A benefits while
hospitalized, and the patient's hospitalization exceeds the applicable medicare
threshold, the department will pay the difference between that amount payable
by medicare and the medicaid maximum allowed amount as described in paragraph
(B)(1)(a) of this rule.
(2) For
QMB,
including QMB plus and medicaid consumers enrolled in medicare part B, the
following payment provisions apply to cost-sharing liability for hospital
services covered by medicare part B:
(a) For
purposes of paragraph (B)(2) of this rule, the "medicaid maximum allowed
amount" is the amount that would be payable by medicaid if the hospitalization
was
billed, in its entirety, to the department as a medicaid-only claim for a
medicaid eligible consumer. The medicaid maximum allowed amount is calculated
as:
(i) Described in rule
5160-2-65
of the Administrative Code in
the case that a hospital is paid in accordance with the APR-DRG prospective
payment system; or
(ii)Described in rule
5160-2-75 of the Administrative
Code in the case that a hospital is paid in accordance with the enhanced
ambulatory patient grouping (EAPG) prospective payment system;
or
(iii) Described in
rule 5160-2-22 of the Administrative
Code in the case that a hospital is subject to non-DRG prospective
payment.
(b) Except as
described in paragraph (B)(3) of this rule, for persons described in paragraph
(B)(2) of this rule, the department will pay as cost sharing for hospital
services covered by medicare part B the lesser of:
(i) The sum of the deductible,
coinsurance, and co-payment amount as provided by
medicare part B; or
(ii) The
medicaid maximum allowed amount, as described in paragraph (B)(2)(a) of this
rule, minus the total prior payment, not to equal less than zero. The total
prior payment includes the amount paid or payable by medicare and any other
applicable
third-party payment for services
billed.
(c) If the
department has a cost-sharing liability but is unable to calculate a medicaid
maximum as described in paragraph (B)(2)(a) of this rule, the department may
pay the sum of the deductible, coinsurance, and
copayment amount as provided by medicare part B.
(3) For
QMB and medicaid
consumers enrolled in medicare part C managed health care plans (medicare
advantage plans) the department pays in accordance with rule
5160-1-05.1 of the
Administrative Code.
(4) For
inpatient hospital services, if a consumer is entitled to hospital insurance
benefits other than medicare including health insurance benefits, the
department pays either the applicable APR-DRG prospective payment as described
in rule 5160-2-65 of the Administrative
Code or the payment applicable for services reimbursed on non-DRG prospective
payment as described in rule
5160-2-22 of the Administrative
Code, minus any resources available to the patient for hospital services
including health insurance benefits. Such resources may include medicare part B
payments including health insurance benefits. For outpatient hospital services,
if a consumer is entitled to hospital insurance benefits other than medicare,
the department pays either in accordance with rule
5160-2-75
of the Administrative Code for hospitals subject to
EAPG
prospective payment or in accordance with rule
5160-2-22 of the Administrative
Code for hospitals subject to non-DRG prospective payment, minus any resources
available to the patient. For both inpatient and outpatient services, if the
resources available to a recipient equal or exceed amounts payable in
accordance with this paragraph, the department makes no payment for the
hospital services.