North Dakota Administrative Code
Title 45 - Insurance, Commissioner of
Article 45-06 - Accident and Health Insurance
Chapter 45-06-05 - Long-Term Care Insurance Model Regulation
Section 45-06-05-11 - Requirement to deliver shopper's guide
Universal Citation: ND Admin Code ยง 45-06-05-11
Current through Supplement No. 394, October, 2024
1. A long-term care insurance shopper's guide in the format developed by the national association of insurance commissioners, or a guide developed or approved by the commissioner, must be provided to all prospective applicants of a long-term care insurance policy or certificate.
a. In the case of agent solicitations, an
agent must deliver the shopper's guide prior to the presentation of an
application or enrollment form.
b.
In the case of direct response solicitations, the shopper's guide must be
presented in conjunction with any application or enrollment form.
2. Life insurance policies or riders containing accelerated long-term care benefits are not required to furnish the above-referenced guide, but shall furnish the policy summary required under subsection 4 of North Dakota Century Code section 26.1-45-09.
General Authority: NDCC 28-32-02
Law Implemented: NDCC 26.1-45
Disclaimer: These regulations may not be the most recent version. North Dakota may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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