North Dakota Administrative Code
Title 45 - Insurance, Commissioner of
Article 45-06 - Accident and Health Insurance
Chapter 45-06-05.1 - LONG-TERM CARE INSURANCE MODEL REGULATION
- Section 45-06-05.1-01 - Applicability and scope
- Section 45-06-05.1-02 - Definitions
- Section 45-06-05.1-03 - Policy definitions
- Section 45-06-05.1-04 - Policy practices and provisions
- Section 45-06-05.1-05 - Unintentional lapse
- Section 45-06-05.1-06 - Required disclosure provisions
- Section 45-06-05.1-07 - Required disclosure of rating practices to consumers
- Section 45-06-05.1-08 - Initial filing requirements
- Section 45-06-05.1-08.1 - Initial filing requirements for policies issued after March 1, 2020
- Section 45-06-05.1-09 - Prohibition against post-claims underwriting
- Section 45-06-05.1-10 - Minimum standards for home health and community care benefits in long-term care insurance policies
- Section 45-06-05.1-11 - Requirement to offer inflation protection
- Section 45-06-05.1-12 - Requirements for application forms and replacement coverage
- Section 45-06-05.1-13 - Reporting requirements
- Section 45-06-05.1-14 - Licensing
- Section 45-06-05.1-15 - Discretionary powers of commissioner
- Section 45-06-05.1-16 - Reserve standards
- Section 45-06-05.1-17 - Life insurance long-term care benefits
- Section 45-06-05.1-18 - Premium rate schedule increases
- Section 45-06-05.1-19 - Filing requirement
- Section 45-06-05.1-20 - Filing requirements for advertising
- Section 45-06-05.1-21 - Standards for marketing
- Section 45-06-05.1-22 - Suitability
- Section 45-06-05.1-23 - Prohibition against preexisting conditions and probationary periods in replacement policies or certificates
- Section 45-06-05.1-24 - Nonforfeiture benefit requirement
- Section 45-06-05.1-25 - Standards for benefit triggers
- Section 45-06-05.1-26 - Additional standards for benefit triggers for qualified long-term care insurance contracts
- Section 45-06-05.1-27 - Standard format outline of coverage
- Section 45-06-05.1-28 - Requirement to deliver shopper's guide
- Section 45-06-05.1-29 - Penalties
- Appendix A - Rescission Reporting Form
- Appendix B - Personal Worksheet
- Appendix C - Disclosure Form
- Appendix D - Response Letter
- Appendix E - Sample Claims Denial Format
- Appendix F - Potential Rate Increase Disclosure Form
- Appendix G - Replacement and Lapse Reporting Form
Disclaimer: These regulations may not be the most recent version. North Dakota may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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