North Dakota Administrative Code
Title 45 - Insurance, Commissioner of
Article 45-06 - Accident and Health Insurance
Chapter 45-06-02 - Intercarrier Health Insurance Pool
Section 45-06-02-04 - Coordination of benefits with other accident and sickness insurance policies

The contracts issued by the comprehensive health association of North Dakota for accident and sickness insurance coverage must in all cases be considered secondary to any other accident and sickness insurance policy the insured may have. Benefits to be paid by the comprehensive health association of North Dakota for a covered person on any individual claim may not exceed the difference in the amount between allowable covered expenses for that claim and any amounts covered by other accident and sickness insurance policies carried by the insured. For the purpose of this section, policy includes insurance certificates and other evidence of coverage.

General Authority: NDCC 26.1-04-08

Law Implemented: NDCC 26.1-04-03