North Dakota Administrative Code
Title 45 - Insurance, Commissioner of
Article 45-02 - Regulation of Insurance Producers, Consultants, and Administrators
Chapter 45-02-04 - Insurance Continuing Education
Section 45-02-04-03 - General rules
Current through Supplement No. 394, October, 2024
1. Course requirements. The insurance continuing education course requirements include an educational presentation involving insurance fundamentals, policies, laws, risk management, or other courses which are offered in a process of instruction approved by the commissioner as expanding skills and developing knowledge to better serve the insurance buying public.
2. Nonapproved courses. The following course content will not qualify for insurance continuing education credit:
The above listing does not limit the commissioner's authority to disapprove any application which fails to meet the standards for course approval.
3. Licensee responsibility. Each licensee shall be responsible for maintaining original records of the licensee's insurance continuing education certificates of attendance for a period of one year from the last reporting deadline. Such records shall be made available to the commissioner upon request.
4. Correspondence course credit. Credit received by an insurance producer for a correspondence course must be based on successful completion of the course as prescribed by the provider and approved by the commissioner.
5. Reciprocity.The commissioner may approve credit for insurance-related courses approved by the North Dakota real estate commission and the North Dakota state bar association for insurance continuing education purposes.
6. Credit hour. A credit hour means sixty minutes of time, ofwhich at least fifty minutes must be instruction, with a maximum often minutes break.
7. Course audit. The commissioner or an authorized representative reserves the right to audit insurance continuing education offerings with or without notice to the provider.
8. Class attendance. No certificate of attendance will be issued to an insurance continuing education participant who is absent for more than ten percent of the classroom hours.
9. Examinations. Course examinations will not be required for insurance continuing education courses, unless required by the provider.
10. Textbooks. Textbooks are not required for insurance continuing education courses. All course materials must contain accurate and current information relating to the subject matter being taught.
11. Approval of course offerings. The commissioner requires providers of insurance continuing education courses to provide the following:
Upon review by the commissioner, providers will receive a copy of the course application indicating approval or denial, credit hours assigned, and a course certification number. Course certification numbers must be used on all insurance continuing education certificates, correspondence, and advertisements.
12. Provider management responsibility. Providers of insurance continuing education courses are responsible for the actions of their respective instructors and coordinators.
13. Course approval after the fact. Credit may be granted for a course after the fact provided such courses are properly submitted and approved by the commissioner. Subsequent approval depends on course content and is not automatic or guaranteed.
14. Advertising. Courses may not be advertised in any manner unless approval has been granted, in writing, by the commissioner.
15. Fees.Fees for courses must be reasonable and clearly identifiable to students. If a course is canceled for any reason, all fees must be returned within thirty days of cancellation.
16. Adequate facility. Each course of study must be conducted in a classroom or other facility which will adequately and comfortably accommodate the faculty and the number of students enrolled. The provider may limit the number of students enrolled in a course.
General Authority: NDCC 26.1-26-49
Law Implemented: NDCC 26.1-26-49
