North Carolina Administrative Code
Title 11 - INSURANCE
Chapter 10 - PROPERTY AND CASUALTY DIVISION
Section .0300 - RULES AND INTERPRETATIONS
Section 10 .0305 - EMPLOYEES: CARS: NOT INSURED IN EMPLOYER'S FLEET POLICY

Universal Citation: 11 NC Admin Code 10 .0305
Current through Register Vol. 39, No. 6, September 16, 2024

It is the policy of the N.C. Department of Insurance that the insuring of employees' automobiles in fleet policies of their employer at lower rates than those which apply to other owners of private automobiles is unfair discrimination and is not permitted, whether or not the employees' private cars are operated part of the time in the interest of the employer. This applies to all forms of automobile insurance. The inclusion of a privately owned car in a fleet or group policy will be construed as prima facie evidence of unfair discrimination.

Authority G.S. 58-2-40; 58-3-120;
Eff. February 1, 1976;
Readopted Eff. July 11, 1978;
Amended Eff. July 1, 1986;
Pursuant to G.S. 150B-21.3A, rule is necessary without substantive public interest Eff. January 3, 2017.

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