New York Codes, Rules and Regulations
Title 3 - BANKING
Chapter I - GENERAL REGULATIONS OF THE SUPERINTENDENT
Part 33 - Variable Rate Closed-end Personal Loans
Section 33.1 - Scope
Universal Citation: 3 NY Comp Codes Rules and Regs ยง 33.1
Current through Register Vol. 46, No. 12, March 20, 2024
This Part governs personal loans made at a variable rate of interest by banks, trust companies, branches of foreign banking corporations which are authorized to maintain a personal loan department, savings banks, savings and loan associations, credit unions and licensed lenders ("lending institutions") pursuant to the statutory authority cited above. Loans subject to this Part are to be treated as separate and apart from loans made pursuant to the provisions of Part 80 of this Title. The use of indices for loans subject to this Part must comply with the provisions of Part 333 of this Title.
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