New York Codes, Rules and Regulations
Title 3 - BANKING
Appendices
Appendix 14
(cf. Part 13)
These tables have purposely not been copyrighted. Thus, they may be reproduced in whole or in part. Printed acknowledgment of the source accompanying any reproduction would be appreciated.
Research Paper no. 27, Kansas Agricultural Experiment Station Dr. Richard L. D. Morse, Family Economist, KSU, Manhattan, KS 66506
......................................................................................................................................................................................................
PPR= 0.014583333333%
......................................................................................................................................................................................................
APR= 5.250000000000%
......................................................................................................................................................................................................
APY= 5.466721985347%
DAILY COMPOUNDING
......................................................................................................................................................................................................
CENTS EARNED BY $100 IN INDICATED NUMBER OF DAYS
......................................................................................................................................................................................................
360-DAY BASIS
......................................................................................................................................................................................................
__________________________________________________________________________________________
DAYS
......................................................................................................................................................................................................
CENTS
......................................................................................................................................................................................................
1 |
1.458 |
3333333 |
2 |
2.916 |
8793402 |
3 |
4.375 |
6380518 |
4 |
5.834 |
6094990 |
5 |
7.293 |
7937129 |
6 |
8.753 |
1907245 |
7 |
10.212 |
8005648 |
8 |
11.672 |
6232649 |
9 |
13.132 |
6588558 |
10 |
14.592 |
9073685 |
11 |
16.053 |
3688342 |
12 |
17.514 |
0432838 |
13 |
18.974 |
9307485 |
14 |
20.436 |
0312592 |
15 |
21.897 |
3448471 |
16 |
23.358 |
8715432 |
17 |
24.820 |
6113786 |
18 |
26.282 |
5643845 |
19 |
27.744 |
7305918 |
20 |
29.207 |
1100316 |
21 |
30.669 |
7027352 |
22 |
32.132 |
5087335 |
23 |
33.595 |
5280577 |
24 |
35.058 |
7607389 |
25 |
36.522 |
2068081 |
26 |
37.985 |
8662966 |
27 |
39.449 |
7302355 |
28 |
40.913 |
8256558 |
29 |
42.378 |
1255837 |
30 |
43.842 |
6390653 |
31 |
45.307 |
3061169 |
32 |
46.772 |
3067144 |
33 |
48.237 |
4610692 |
34 |
49.702 |
8290322 |
35 |
51.168 |
4106948 |
36 |
52.634 |
2060880 |
37 |
54.100 |
2152431 |
38 |
55.566 |
4381911 |
39 |
57.032 |
8749634 |
40 |
58.499 |
5255910 |
41 |
59.966 |
3901051 |
42 |
61.433 |
4685370 |
43 |
62.900 |
7609178 |
44 |
64.368 |
2672788 |
45 |
65.835 |
9876511 |
46 |
67.303 |
9220660 |
47 |
68.772 |
0705546 |
48 |
70.240 |
4331482 |
49 |
71.709 |
0098781 |
50 |
73.177 |
8007754 |
51 |
74.646 |
8058713 |
52 |
76.116 |
0251972 |
53 |
77.585 |
4587842 |
54 |
79.055 |
1066636 |
55 |
80.524 |
9688666 |
56 |
81.995 |
0454246 |
57 |
83.465 |
3363687 |
58 |
84.935 |
8417303 |
59 |
86.406 |
5615405 |
60 |
87.877 |
4958307 |
61 |
89.348 |
6446322 |
62 |
90.820 |
0079762 |
63 |
92.291 |
5858941 |
64 |
93.763 |
3784170 |
65 |
95.235 |
3855763 |
66 |
96.707 |
6074034 |
67 |
98.180 |
0439295 |
68 |
99.652 |
6951859 |
69 |
101.125 |
5612039 |
70 |
102.598 |
6420150 |
71 |
104.071 |
9376502 |
72 |
105.545 |
4481412 |
73 |
107.019 |
1735190 |
74 |
108.493 |
1138151 |
75 |
109.967 |
2690609 |
76 |
111.441 |
6392877 |
77 |
112.916 |
2245267 |
78 |
114.391 |
0248095 |
79 |
115.866 |
0401672 |
80 |
117.341 |
2706314 |
81 |
118.816 |
7162334 |
82 |
120.292 |
3770045 |
83 |
121.768 |
2529762 |
84 |
123.244 |
3441797 |
85 |
124.720 |
6506466 |
86 |
126.197 |
1724081 |
87 |
127.673 |
9094958 |
88 |
129.150 |
8619409 |
89 |
130.628 |
0297749 |
90 |
132.105 |
4130293 |
91 |
133.583 |
0117354 |
92 |
135.060 |
8259246 |
93 |
136.538 |
8556283 |
94 |
138.017 |
1008781 |
95 |
139.495 |
5617053 |
96 |
140.974 |
2381414 |
97 |
142.453 |
1302178 |
98 |
143.932 |
2379660 |
99 |
145.411 |
5614173 |
100 |
146.891 |
1006034 |
101 |
148.370 |
8555556 |
102 |
149.850 |
8263053 |
103 |
151.331 |
0128842 |
104 |
152.811 |
4153235 |
105 |
154.292 |
0336549 |
106 |
155.772 |
8679098 |
107 |
157.253 |
9181197 |
108 |
158.735 |
1843161 |
109 |
160.216 |
6665305 |
110 |
161.698 |
3647944 |
111 |
163.180 |
2791393 |
112 |
164.662 |
4095966 |
113 |
166.144 |
7561980 |
114 |
167.627 |
3189750 |
115 |
169.110 |
0979590 |
116 |
170.593 |
0931816 |
117 |
172.076 |
3046744 |
118 |
173.559 |
7324688 |
119 |
175.043 |
3765965 |
120 |
176.527 |
2370889 |
121 |
178.011 |
3139776 |
122 |
179.495 |
6072942 |
123 |
180.980 |
1170703 |
124 |
182.464 |
8433374 |
125 |
183.949 |
7861270 |
126 |
185.434 |
9454708 |
127 |
186.920 |
3214004 |
128 |
188.405 |
9139473 |
129 |
189.891 |
7231430 |
130 |
191.377 |
7490193 |
131 |
192.863 |
9916077 |
132 |
194.350 |
4509398 |
133 |
195.837 |
1270473 |
134 |
197.324 |
0199616 |
135 |
198.811 |
1297145 |
136 |
200.298 |
4563376 |
137 |
201.785 |
9998625 |
138 |
203.273 |
7603208 |
139 |
204.761 |
7377442 |
140 |
206.249 |
9321643 |
141 |
207.738 |
3436127 |
142 |
209.226 |
9721212 |
143 |
210.715 |
8177213 |
144 |
212.204 |
8804447 |
145 |
213.694 |
1603231 |
146 |
215.183 |
6573881 |
147 |
216.673 |
3716715 |
148 |
218.163 |
3032049 |
149 |
219.653 |
4520199 |
150 |
221.143 |
8181483 |
151 |
222.634 |
4016218 |
152 |
224.125 |
2024721 |
153 |
225.616 |
2207308 |
154 |
227.107 |
4564296 |
155 |
228.598 |
9096003 |
156 |
230.090 |
5802747 |
157 |
231.582 |
4684843 |
158 |
233.074 |
5742609 |
159 |
234.566 |
8976363 |
160 |
236.059 |
4386423 |
161 |
237.552 |
1973104 |
162 |
239.045 |
1736725 |
163 |
240.538 |
3677603 |
164 |
242.031 |
7796056 |
165 |
243.525 |
4092401 |
166 |
245.019 |
2566957 |
167 |
246.513 |
3220039 |
168 |
248.007 |
6051967 |
169 |
249.502 |
1063058 |
170 |
250.996 |
8253630 |
171 |
252.491 |
7624000 |
172 |
253.986 |
9174487 |
173 |
255.482 |
2905408 |
174 |
256.977 |
8817082 |
175 |
258.473 |
6909826 |
176 |
259.969 |
7183959 |
177 |
261.465 |
9639798 |
178 |
262.962 |
4277662 |
179 |
264.459 |
1097869 |
180 |
265.956 |
0100738 |
181 |
267.453 |
1286586 |
182 |
268.950 |
4655732 |
183 |
270.448 |
0208494 |
184 |
271.945 |
7945191 |
185 |
273.443 |
7866142 |
186 |
274.941 |
9971664 |
187 |
276.440 |
4262076 |
188 |
277.939 |
0737698 |
189 |
279.437 |
9398847 |
190 |
280.937 |
0245843 |
191 |
282.436 |
3279004 |
192 |
283.935 |
8498648 |
193 |
285.435 |
5905098 |
194 |
286.935 |
5498668 |
195 |
288.435 |
7279676 |
196 |
289.936 |
1248446 |
197 |
291.436 |
7405295 |
198 |
292.937 |
5750541 |
199 |
294.438 |
6284505 |
200 |
295.939 |
9007505 |
201 |
297.441 |
3919860 |
202 |
298.943 |
1021890 |
203 |
300.445 |
0313914 |
204 |
301.947 |
1796251 |
205 |
303.449 |
5469222 |
206 |
304.952 |
1333144 |
207 |
306.454 |
9388339 |
208 |
307.957 |
9635124 |
209 |
309.461 |
2073821 |
210 |
310.964 |
6704749 |
211 |
312.468 |
3528226 |
212 |
313.972 |
2544574 |
213 |
315.476 |
3754112 |
214 |
316.980 |
7157159 |
215 |
318.485 |
2754037 |
216 |
319.990 |
0545063 |
217 |
321.495 |
0530559 |
218 |
323.000 |
2710845 |
219 |
324.505 |
7086240 |
220 |
326.011 |
3657065 |
221 |
327.517 |
2423640 |
222 |
329.023 |
3386286 |
223 |
330.529 |
6545321 |
224 |
332.036 |
1901067 |
225 |
333.542 |
9453844 |
226 |
335.049 |
9303973 |
227 |
336.557 |
1151774 |
228 |
338.064 |
5297567 |
229 |
339.572 |
1641673 |
230 |
341.080 |
0184412 |
231 |
342.588 |
0926106 |
232 |
344.096 |
3867074 |
233 |
345.604 |
9007638 |
234 |
347.113 |
6348118 |
235 |
348.622 |
5888836 |
236 |
350.131 |
7630111 |
237 |
351.641 |
1572265 |
238 |
353.150 |
7715620 |
239 |
354.660 |
6060495 |
240 |
356.170 |
6607212 |
241 |
357.680 |
9356092 |
242 |
359.191 |
4307457 |
243 |
360.702 |
1461627 |
244 |
362.213 |
0818923 |
245 |
363.724 |
2379668 |
246 |
365.235 |
6144181 |
247 |
366.747 |
2112786 |
248 |
368.259 |
0286802 |
249 |
369.771 |
0663552 |
250 |
371.283 |
3246357 |
251 |
372.795 |
8034539 |
252 |
374.308 |
5028419 |
253 |
375.821 |
4228319 |
254 |
377.334 |
5634561 |
255 |
378.847 |
9247468 |
256 |
380.361 |
5067356 |
257 |
381.875 |
3094553 |
258 |
383.389 |
3329379 |
259 |
384.903 |
5772157 |
260 |
386.418 |
0423207 |
261 |
387.932 |
7282852 |
262 |
389.447 |
6351414 |
263 |
390.962 |
7629215 |
264 |
392.478 |
1116578 |
265 |
393.993 |
6813824 |
266 |
395.509 |
4721276 |
267 |
397.025 |
4839256 |
268 |
398.541 |
7168087 |
269 |
400.058 |
1708091 |
270 |
401.574 |
8459590 |
271 |
403.091 |
7422907 |
272 |
404.608 |
8598364 |
273 |
406.126 |
1986285 |
274 |
407.663 |
7586991 |
275 |
409.161 |
3400806 |
276 |
410.619 |
5428053 |
277 |
412.197 |
7669052 |
278 |
413.716 |
2124128 |
279 |
415.234 |
8793605 |
280 |
416.753 |
7677804 |
281 |
418.272 |
8777049 |
282 |
419.792 |
2091662 |
283 |
421.311 |
7621967 |
284 |
422.831 |
5388287 |
285 |
424.351 |
5330945 |
286 |
425.871 |
7510264 |
287 |
427.392 |
1906567 |
288 |
428.912 |
8520179 |
289 |
430.433 |
7351421 |
290 |
431.954 |
8400618 |
291 |
433.476 |
1668093 |
292 |
434.997 |
7154170 |
293 |
436.519 |
4859172 |
294 |
438.041 |
4783422 |
295 |
439.563 |
6927245 |
296 |
441.086 |
1290963 |
297 |
442.608 |
7874901 |
298 |
444.131 |
6679383 |
299 |
445.654 |
7704732 |
300 |
447.178 |
0951273 |
301 |
448.701 |
6419328 |
302 |
450.225 |
4109222 |
303 |
451.749 |
4021280 |
304 |
453.273 |
6155825 |
305 |
454.798 |
0518181 |
306 |
456.322 |
7093672 |
307 |
457.847 |
5897624 |
308 |
459.372 |
6925359 |
309 |
460.898 |
0177202 |
310 |
462.423 |
5653478 |
311 |
468.949 |
3354510 |
312 |
465.475 |
3280625 |
313 |
467.001 |
5432145 |
314 |
468.527 |
9809395 |
315 |
470.054 |
6412701 |
316 |
471.581 |
5242386 |
317 |
473.108 |
6298776 |
318 |
474.635 |
9582194 |
319 |
476.163 |
5092967 |
320 |
477.691 |
2831418 |
321 |
479.219 |
2797872 |
322 |
480.747 |
4992655 |
323 |
482.275 |
9416092 |
324 |
483.804 |
6068506 |
325 |
485.333 |
4950225 |
326 |
486.862 |
6061572 |
327 |
488.391 |
9402872 |
328 |
489.921 |
4974452 |
329 |
491.451 |
2776636 |
330 |
492.981 |
2809749 |
331 |
494.511 |
5074117 |
332 |
496.041 |
9570045 |
333 |
497.572 |
6297919 |
334 |
499.103 |
5258004 |
335 |
500.634 |
6450646 |
336 |
502.165 |
9876170 |
337 |
503.697 |
5534902 |
338 |
505.229 |
3427168 |
339 |
506.761 |
3553293 |
340 |
508.293 |
5913602 |
341 |
509.826 |
0508423 |
342 |
511.358 |
7338081 |
343 |
512.891 |
6402901 |
344 |
514.424 |
7703209 |
345 |
515.958 |
1239333 |
346 |
517.491 |
7011597 |
347 |
519.025 |
5020328 |
348 |
520.559 |
5265852 |
349 |
522.093 |
7748495 |
350 |
523.628 |
2468583 |
351 |
525.162 |
9426443 |
352 |
526.697 |
8622401 |
353 |
528.233 |
0056783 |
354 |
529.768 |
3729917 |
355 |
531.303 |
9642127 |
356 |
532.839 |
7793742 |
357 |
534.875 |
8185087 |
358 |
535.912 |
0816489 |
359 |
537.448 |
5688274 |
360 |
538.985 |
2800771 |
361 |
540.522 |
2154304 |
362 |
542.059 |
3749201 |
363 |
543.596 |
7585790 |
364 |
545.134 |
3664396 |
365 |
546.672 |
1985347 |
366 |
548.210 |
2548970 |
QUARTERS |
||
DAYS |
CENTS |
|
91.25 |
133.952 |
4450799 |
182.50 |
269.699 |
2159141 |
360-DAY BASIS |
......................................................................................................................................................................................................
PPR= 0.014583333333%
......................................................................................................................................................................................................
APR= 5.250000000000%
......................................................................................................................................................................................................
APY= 5.466721985347%
DAILY COMPOUNDING
__________________________________________________________________________________________
Morse Daily Rate Tables
These tables have purposely not been copyrighted. Thus, they may be reproduced in whole or in part. Printed acknowledgment of the source accompanying any reproduction would be appreciated.
Research Paper no. 27, Kansas Agricultural Experiment Station Dr. Richard L. D. Morse, Family Economist, KSU, Manhattan, KS 66506