New York Codes, Rules and Regulations
Title 21 - Miscellaneous
Chapter LVIII - New York State Teachers' Retirement System
Part 5018 - Actuarial Assumptions
Section 5018.3 - Mortality tables for the determination of benefits accrued prior to August 1, 1983

Universal Citation: 21 NY Comp Codes Rules and Regs ยง 5018.3

Current through Register Vol. 46, No. 12, March 20, 2024

The mortality tables to be used in the computation of benefits accrued prior to August 1, 1983 shall be as follows:

(a) Service annuitants.

(1) In calculating regular annuities without optional modification and annuity without optional modification on account of additional contributions, the interest rate of four percent shall be used in conjunction with the following tables:
(i) For male members who joined prior to February 1, 1946:

Age

Qx value
002 .00743
003 .00744
004 .00745
005 .00746
006 .00747
007 .00748
008 .00750
009 .00751
010 .00753
011 .00754
012 .00757
013 .00759
014 .00761
015 .00763
016 .00766
017 .00770
018 .00773
019 .00777
020 .00781
021 .00785
022 00790
023 .00796
024 .00802
025 .00808
026 .00815
027 .00823
028 .00832
029 00841
030 .00851
031 .00863
032 .00875
033 .00889
034 .00903
035 .00920
036 .00938
037 .00957
038 .00979
039 .01002
040 .01028
041 .01056
042 .01088
043 .01122
044 .01159
045 .01200
046 .01244
047 .01294
048 .01347
049 .01406
050 .01471
051 .01542
052 .01619
053 .01704
054 .01798
055 .01900
056 .02011
057 .02134
058 02267
059 .02414
060 .02575
061 .02750
062 .02943
063 .03153
064 .03384
065 .03635
066 .03911
067 .04212
068 .04541
069 .04900
070 .05293
071 .05722
072 .06189
073 .06699
074 .07256
075 .07861
076 .08522
077 .09240
078 .10021
079 .10869
080 .11789
081 .12790
082 .13873
083 .15044
084 .16310
085 .17678
086 .19151
087 .20737
088 .22437
089 .24264
090 .26213
091 .28296
092 .30514
093 .32853
094 .35353
095 .37975
096 .40726
097 .43544
098 .46674
099 .49672
100 .53043
101 .55556
102 .60417
103 .63158
104 .71429
105 .50000
106 1.00000

(ii) For female members who joined prior to February 1, 1946:

Age

Qx value
020 .00870
021 .00870
022 .00870
023 .00880
024 .00880
025 .00880
026 .00890
027 .00890
028 .00900
029 .00910
030 .00910
031 .00920
032 .00930
033 .00940
034 .00950
035 .00960
036 .00970
037 .00980
038 .01000
039 .01010
040 .01030
041 .01050
042 .01070
043 .01090
044 .01120
045 .01150
046 .01180
047 .01210
048 .01240
049 .01280
050 .01330
051 .01370
052 .01420
053 .01480
054 .01540
055 .01610
056 .01690
057 .01770
058 .01860
059 .01960
060 .02060
061 .02180
062 .02310
063 .02450
064 .02610
065 .02770
066 .02960
067 .03160
068 .03380
069 .03630
070 .03890
071 .04180
072 .04500
073 .04840
074 .05220
075 .05630
076 .06090
077 .06580
078 .07110
079 .07690
080 .08340
081 .09030
082 .09780
083 .10600
084 .11490
085 .12450
086 .13500
087 .14630
088 .15860
089 .17180
090 .18610
091 .20140
092 .21790
093 .23570
094 .25460
095 .27480
096 .29650
097 .31930
098 .34370
099 .36920
100 .40880
101 .44940
102 .50760
103 .60590
104 .79660
105 1.00000

(iii) For male members who joined on or after February 1, 1946, but prior to January 1, 1956:

Age

Qx value
005 .00356
006 .00357
007 .00358
008 .00359
009 .00361
010 .00362
011 .00364
012 .00366
013 .00368
014 .00370
015 .00373
016 .00375
017 .00378
018 .00381
019 .00385
020 .00389
021 .00393
022 .00398
023 .00403
024 .00408
025 .00415
026 .00421
027 .00429
028 .00437
029 .00446
030 .00456
031 .00466
032 .00478
033 .00490
034 .00505
035 .00520
036 .00537
037 .00556
038 .00576
039 .00598
040 .00622
041 .00649
042 .00678
043 .00711
044 .00746
045 .00784
046 .00827
047 .00873
048 .00924
049 .00980
050 .01041
051 .01107
052 .01181
053 .01261
054 .01349
055 .01445
056 .01551
057 .01666
058 .01793
059 .01932
060 .02083
061 .02249
062 .02431
063 .02630
064 .02848
065 .03086
066 .03346
067 .03631
068 .03942
069 .04283
070 .04654
071 .05060
072 .05503
073 .05986
074 .06513
075 .07088
076 .07714
077 .08395
078 .09136
079 .09943
080 .10818
081 .11768
082 .12799
083 .13915
084 .15121
085 .16426
086 .17833
087 .19348
088 .20978
089 .22728
090 .24600
091 .26601
092 .28737
093 .31008
094 .33403
095 .35953
096 .38617
097 .41432
098 .44369
099 .47406
100 .50484
101 .53906
102 .56780
103 .60784
104 .65000
105 .71429
106 .50000
107 1.00000

(iv) For female members who joined on or after February 1, 1946, but prior to January 1, 1956:

Age

Qx value
009 .00356
010 .00357
011 .00358
012 .00359
013 .00361
014 .00362
015 .00364
016 .00366
017 .00368
018 .00370
019 .00373
020 .00375
021 .00378
022 .00382
023 .00385
024 .00389
025 .00393
026 .00398
027 .00403
028 .00408
029 .00415
030 .00421
031 .00429
032 .00437
033 .00446
034 .00455
035 .00466
036 .00478
037 .00491
038 .00505
039 .00520
040 .00537
041 .00556
042 .00576
043 .00598
044 .00622
045 .00649
046 .00678
047 .00711
048 .00746
049 .00785
050 .00827
051 .00873
052 .00924
053 .00980
054 .01040
055 .01107
056 .01181
057 .01261
058 .01349
059 .01445
060 .01551
061 .01666
062 .01793
063 .01932
064 .02083
065 .02249
066 .02431
067 .02630
068 .02848
069 .03086
070 .03347
071 .03631
072 .03942
073 .04283
074 .04654
075 .05060
076 .05503
077 .05986
078 .06513
079 .07088
080 .07714
081 .08395
082 .09137
083 .09942
084 .10818
085 .11768
086 .12799
087 .13915
088 .15121
089 .16426
090 .17833
091 .19349
092 .20977
093 .22729
094 .24601
095 .26601
096 .28735
097 .31009
098 .33404
099 .35947
100 .38617
101 .41426
102 .44374
103 .47368
104 .50588
105 .53968
106 .56897
107 .60000
108 .65000
109 .71429
110 .50000
111 1.00000

(v) For male members who joined on or after January 1, 1956, but prior to July 1, 1961:

Age

Qx value
007 .00356
008 .00357
009 .00358
010 .00359
011 .00361
012 .00362
013 .00364
014 .00366
015 .00368
016 .00370
017 .00373
018 .00375
019 .00378
020 .00381
021 .00385
022 .00389
023 .00393
024 .00398
025 .00403
026 .00408
027 .00415
028 .00421
029 .00429
030 .00437
031 .00446
032 .00456
033 .00466
034 .00478
035 .00490
036 .00505
037 .00520
038 .00537
039 .00556
040 .00576
041 .00598
042 .00622
043 .00649
044 .00678
045 .00711
046 .00746
047 .00784
048 .00827
049 .00873
050 .00924
051 .00980
052 .01041
053 .01107
054 .01181
055 .01261
056 .01349
057 .01445
058 .01551
059 .01666
060 .01793
061 .01932
062 .02083
063 .02249
064 .02431
065 .02630
066 .02848
067 .03086
068 .03346
069 .03631
070 .03942
071 .04283
072 .04654
073 .05060
074 .05503
075 .05986
076 .06513
077 .07088
078 .07714
079 .08395
080 .09136
081 .09943
082 .10818
083 .11768
084 .12799
085 .13915
086 .15121
087 .16426
088 .17833
089 .19348
090 .20978
091 .22728
092 .24600
093 .26601
094 .28737
095 .31008
096 .33403
097 .35953
098 .38617
099 .41432
100 .44369
101 .47406
102 .50484
103 .53906
104 .56780
105 .60784
106 .65000
107 .71429
108 .50000
109 1.00000

(vi) For female members who joined on or after January 1, 1956, but prior to July 1, 1961:

Age

Qx value
011 .00356
012 .00357
013 .00358
014 .00359
015 .00361
016 .00362
017 .00364
018 .00366
019 .00368
020 .00370
021 .00373
022 .00375
023 .00378
024 .00382
025 .00385
026 .00389
027 .00393
028 .00398
029 .00403
030 .00408
031 .00415
032 .00421
033 .00429
034 .00437
035 .00446
036 .00455
037 .00466
038 .00478
039 .00491
040 .00505
041 .00520
042 .00537
043 .00556
044 .00576
045 .00598
046 .00622
047 .00649
048 .00678
049 .00711
050 .00746
051 .00785
052 .00827
053 .00873
054 .00924
055 .00980
056 .01040
057 .01107
058 .01181
059 .01261
060 .01349
061 .01445
062 .01551
063 .01666
064 .01793
065 .01932
066 .02083
067 .02249
068 .02431
069 .02630
070 .02848
071 .03086
072 .03347
073 .03631
074 .03942
075 .04283
076 .04654
077 .05060
078 .05503
079 .05986
080 .06513
081 .07088
082 .07714
083 .08395
084 .09137
085 .09942
086 .10818
087 .11768
088 .12799
089 .13915
090 .15121
091 .16426
092 .17833
093 .19349
094 .20977
095 .22729
096 .24601
097 .26601
098 .28735
099 .31009
100 .33404
101 .35947
102 .38617
103 .41426
104 .44374
105 .47368
106 .50588
107 .53968
108 .56897
109 .60000
110 .65000
111 .71429
112 .50000
113 1.00000

(vii) For male members who joined on or after July 1, 1961:

Age

Qx value
008 .00356
009 .00357
010 .00358
011 .00359
012 .00361
013 .00362
014 .00364
015 .00366
016 .00368
017 .00370
018 .00373
019 .00375
020 .00378
021 .00381
022 .00385
023 .00389
024 .00393
025 .00398
026 .00403
027 .00408
028 .00415
029 .00421
030 .00429
031 .00437
032 .00446
033 .00456
034 .00466
035 .00478
036 .00490
037 .00505
038 .00520
039 .00537
040 .00556
041 .00576
042 .00598
043 .00622
044 .00649
045 .00678
046 .00711
047 .00746
048 .00784
049 .00827
050 .00873
051 .00924
052 .00980
053 .01041
054 .01107
055 .01181
056 .01261
057 .01349
058 .01445
059 .01551
060 .01666
061 .01793
062 .01932
063 .02083
064 .02249
065 .02431
066 .02630
067 .02848
068 .03086
069 .03346
070 .03631
071 .03942
072 .04283
073 .04654
074 .05060
075 .05503
076 .05986
077 .06513
078 .07088
079 .07714
080 .08395
081 .09136
082 .09943
083 .10818
084 .11768
085 .12799
086 .13915
087 .15121
088 .16426
089 .17833
090 .19348
091 .20978
092 .22728
093 .24600
094 .26601
095 .28737
096 .31008
097 .33403
098 .35953
099 .38617
100 .41432
101 .44369
102 .47406
103 .50484
104 .53906
105 .56780
106 .60784
107 .65000
108 .71429
109 .50000
110 1.00000

(viii) For female members who joined on or after July 1, 1961:

Age

Qx value
012 .00356
013 .00357
014 .00358
015 .00359
016 .00361
017 .00362
018 .00364
019 .00366
020 .00368
021 .00370
022 .00373
023 .00375
024 .00378
025 .00382
026 .00385
027 .00389
028 .00393
029 .00398
030 .00403
031 .00408
032 .00415
033 .00421
034 .00429
035 .00437
036 .00446
037 .00455
038 .00466
039 .00478
040 .00491
041 .00505
042 .00520
043 .00537
044 .00556
045 .00576
046 .00598
047 .00622
048 .00649
049 .00678
050 .00711
051 .00746
052 .00785
053 .00827
054 .00873
055 .00924
056 .00980
057 .01040
058 .01107
059 .01181
060 .01261
061 .01349
062 .01445
063 .01551
064 .01666
065 .01793
066 .01932
067 .02083
068 .02249
069 .02431
070 .02630
071 .02848
072 .03086
073 .03347
074 .03631
075 .03942
076 .04283
077 .04654
078 .05060
079 .05503
080 .05986
081 .06513
082 .07088
083 .07714
084 .08395
085 .09137
086 .09942
087 .10818
088 .11768
089 .12799
090 .13915
091 .15121
092 .16426
093 .17833
094 .19349
095 .20977
096 .22729
097 .24601
098 .26601
099 .28735
100 .31009
101 .33404
102 .35947
103 .38617
104 .41426
105 .44374
106 .47368
107 .50588
108 .53968
109 .56897
110 .60000
111 .65000
112 .71429
113 .50000
114 1.00000

(2) Effective October 27, 2011, in calculating the benefits pursuant to subdivision b.3 of section 512 of the Education Law, the interest rate of four percent for members who joined prior to July 1, 1948, and three percent for members who joined subsequent to June 30, 1948, shall be used in conjunction with the following tables:

Females

Males
Age Rate Age Rate
1 0.000361 1 0.000410
2 0.000236 2 0.000277
3 0.000176 3 0.000230
4 0.000132 4 0.000179
5 0.000119 5 0.000157
6 0.000110 6 0.000141
7 0.000102 7 0.000124
8 0.000094 8 0.000105
9 0.000087 9 0.000085
10 0.000082 10 0.000072
11 0.000084 11 0.000076
12 0.000097 12 0.000113
13 0.000110 13 0.000149
14 0.000121 14 0.000183
15 0.000132 15 0.000218
16 0.000142 16 0.000253
17 0.000150 17 0.000290
18 0.000144 18 0.000256
19 0.000148 19 0.000288
20 0.000148 20 0.000317
21 0.000148 21 0.000351
22 0.000148 22 0.000381
23 0.000152 23 0.000397
24 0.000155 24 0.000403
25 0.000158 25 0.000378
26 0.000164 26 0.000361
27 0.000171 27 0.000351
28 0.000179 28 0.000347
29 0.000189 29 0.000348
30 0.000199 30 0.000353
31 0.000211 31 0.000361
32 0.000223 32 0.000372
33 0.000236 33 0.000384
34 0.000249 34 0.000397
35 0.000262 35 0.000408
36 0.000275 36 0.000418
37 0.000291 37 0.000430
38 0.000310 38 0.000445
39 0.000334 39 0.000464
40 0.000362 40 0.000490
41 0.000396 41 0.000524
42 0.000436 42 0.000566
43 0.000484 43 0.000619
44 0.000539 44 0.000684
45 0.000601 45 0.000760
46 0.000671 46 0.000849
47 0.000747 47 0.000949
48 0.000829 48 0.001060
49 0.000916 49 0.001183
50 0.001008 50 0.001316
51 0.001104 51 0.001461
52 0.001203 52 0.001618
53 0.001419 53 0.001951
54 0.001645 54 0.002311
55 0.001805 55 0.002522
56 0.001980 56 0.002753
57 0.002172 57 0.003004
58 0.002382 58 0.003279
59 0.002613 59 0.003579
60 0.002866 60 0.003906
61 0.003053 61 0.004264
62 0.003298 62 0.004654
63 0.003604 63 0.005050
64 0.003976 64 0.005564
65 0.004417 65 0.006204
66 0.004931 66 0.006976
67 0.005524 67 0.007886
68 0.006203 68 0.008942
69 0.006979 69 0.010151
70 0.007864 70 0.011524
71 0.008874 71 0.013074
72 0.010029 72 0.014821
73 0.011349 73 0.016788
74 0.012863 74 0.019009
75 0.014602 75 0.021524
76 0.016603 76 0.024380
77 0.018909 77 0.027633
78 0.021567 78 0.031346
79 0.024631 79 0.035590
80 0.028162 80 0.040445
81 0.032228 81 0.045997
82 0.036904 82 0.052342
83 0.042268 83 0.059585
84 0.048410 84 0.067844
85 0.055421 85 0.077246
86 0.063404 86 0.087929
87 0.072465 87 0.100040
88 0.082724 88 0.113741
89 0.094308 89 0.129208
90 0.107360 90 0.141713
91 0.122037 91 0.158130
92 0.138518 92 0.175288
93 0.157000 93 0.193131
94 0.177701 94 0.211674
95 0.191477 95 0.230976
96 0.210235 96 0.251106
97 0.229998 97 0.272113
98 0.250723 98 0.293848
99 0.270858 99 0.313988
100 0.291040 100 0.334365
101 0.311444 101 0.354599
102 0.331900 102 0.374524
103 0.352232 103 0.393982
104 0.372273 104 0.412831
105 0.391860 105 0.430946
106 0.410849 106 0.448227
107 0.429112 107 0.464592
108 0.446544 108 0.479987
109 0.463061 109 0.494376
110 0.478604 110 0.500000

(3) In calculating option factors for regular annuities, additional annuities and pensions, the following tables* will be used:
(i) For male members:

Age

QxValue

Age

Qx Value
1 0.000410 55 0.002522
2 0.000277 56 0.002753
3 0.000230 57 0.003004
4 0.000179 58 0.003279
5 0.000157 59 0.003579
6 0.000141 60 0.003906
7 0.000124 61 0.004264
8 0.000105 62 0.004654
9 0.000085 63 0.005050
10 0.000072 64 0.005564
11 0.000076 65 0.006204
12 0.000113 66 0.006976
13 0.000149 67 0.007886
14 0.000183 68 0.008942
15 0.000218 69 0.010151
16 0.000253 70 0.011524
17 0.000290 71 0.013074
18 0.000256 72 0.014821
19 0.000288 73 0.016788
20 0.000317 74 0.019009
21 0.000351 75 0.021524
22 0.000381 76 0.024380
23 0.000397 77 0.027633
24 0.000403 78 0.031346
25 0.000378 79 0.035590
26 0.000361 80 0.040445
27 0.000351 81 0.045997
28 0.000347 82 0.052342
29 0.000348 83 0.059585
30 0.000353 84 0.067844
31 0.000361 85 0.077246
32 0.000372 86 0.087929
33 0.000384 87 0.100040
34 0.000397 88 0.113741
35 0.000408 89 0.129208
36 0.000418 90 0.141713
37 0.000430 91 0.158130
38 0.000445 92 0.175288
39 0.000464 93 0.193131
40 0.000490 94 0.211674
41 0.000524 95 0.230976
42 0.000566 96 0.251106
43 0.000619 97 0.272113
44 0.000684 98 0.293848
45 0.000760 99 0.313988
46 0.000849 100 0.334365
47 0.000949 101 0.354599
48 0.001060 102 0.374524
49 0.001183 103 0.393982
50 0.001316 104 0.412831
51 0.001461 105 0.430946
52 0.001618 106 0.448227
53 0.001951 107 0.464592
54 0.002311 108 0.479987
109 0.494376
110 0.500000

(ii) For female members.

Age

QxValue

Age

Qx Value
1 0.000361 55 0.001805
2 0.000236 56 0.001980
3 0.000176 57 0.002172
4 0.000132 58 0.002382
5 0.000119 59 0.002613
6 0.000110 60 0.002866
7 0.000102 61 0.003053
8 0.000094 62 0.003298
9 0.000087 63 0.003604
10 0.000082 64 0.003976
11 0.000084 65 0.004417
12 0.000097 66 0.004931
13 0.000110 67 0.005524
14 0.000121 68 0.006203
15 0.000132 69 0.006979
16 0.000142 70 0.007864
17 0.000150 71 0.008874
18 0.000144 72 0.010029
19 0.000148 73 0.011349
20 0.000148 74 0.012863
21 0.000148 75 0.014602
22 0.000148 76 0.016603
23 0.000152 77 0.018909
24 0.000155 78 0.021567
25 0.000158 79 0.024631
26 0.000164 80 0.028162
27 0.000171 81 0.032228
28 0.000179 82 0.036904
29 0.000189 83 0.042268
30 0.000199 84 0.048410
31 0.000211 85 0.055421
32 0.000223 86 0.063404
33 0.000236 87 0.072465
34 0.000249 88 0.082724
35 0.000262 89 0.094308
36 0.000275 90 0.107360
37 0.000291 91 0.122037
38 0.000310 92 0.138518
39 0.000334 93 0.157000
40 0.000362 94 0.177701
41 0.000396 95 0.191477
42 0.000436 96 0.210235
43 0.000484 97 0.229998
44 0.000539 98 0.250723
45 0.000601 99 0.270858
46 0.000671 100 0.291040
47 0.000747 101 0.311444
48 0.000829 102 0.331900
49 0.000916 103 0.352232
50 0.001008 104 0.372273
51 0.001104 105 0.391860
52 0.001203 106 0.410849
53 0.001419 107 0.429112
54 0.001645 108 0.446544
109 0.463061
110 0.478604

(iii) For male beneficiaries of members:

Age Qx value
1 0.000410
2 0.000277
3 0.000230
4 0.000179
5 0.000157
6 0.000141
7 0.000124
8 0.000105
9 0.000085
10 0.000072
11 0.000076
12 0.000113
13 0.000149
14 0.000183
15 0.000218
16 0.000253
17 0.000290
18 0.000328
19 0.000369
20 0.000406
21 0.000449
22 0.000488
23 0.000509
24 0.000516
25 0.000484
26 0.000462
27 0.000449
28 0.000444
29 0.000446
30 0.000452
31 0.000463
32 0.000477
33 0.000492
34 0.000508
35 0.000523
36 0.000536
37 0.000551
38 0.000570
39 0.000595
40 0.000628
41 0.000671
42 0.000725
43 0.000793
44 0.000876
45 0.000973
46 0.001087
47 0.001215
48 0.001358
49 0.001515
50 0.004064
51 0.004384
52 0.004709
53 0.005024
54 0.005384
55 0.005735
56 0.006099
57 0.006478
58 0.006877
59 0.007305
60 0.007771
61 0.008284
62 0.008854
63 0.009492
64 0.010209
65 0.011013
66 0.011916
67 0.012930
68 0.014067
69 0.015342
70 0.016769
71 0.018363
72 0.020141
73 0.022127
74 0.024345
75 0.026826
76 0.029608
77 0.032735
78 0.036258
79 0.040232
80 0.044722
81 0.049795
82 0.055526
83 0.061996
84 0.069290
85 0.077497
86 0.086712
87 0.097038
88 0.108591
89 0.121499
90 0.135908
91 0.151322
92 0.167422
93 0.184030
94 0.201074
95 0.218559
96 0.236535
97 0.255059
98 0.274170
99 0.293848
100 0.313988
101 0.334365
102 0.354599
103 0.374524
104 0.393982
105 0.412831
106 0.430946
107 0.448227
108 0.464592
109 0.479987
110 0.494376

(iv) For female beneficiaries of members:

Age Qx value
1 0.000361
2 0.000236
3 0.000176
4 0.000132
5 0.000119
6 0.000110
7 0.000102
8 0.000094
9 0.000087
10 0.000082
11 0.000084
12 0.000097
13 0.000110
14 0.000121
15 0.000132
16 0.000142
17 0.000150
18 0.000157
19 0.000162
20 0.000162
21 0.000162
22 0.000162
23 0.000166
24 0.000169
25 0.000173
26 0.000179
27 0.000187
28 0.000196
29 0.000206
30 0.000218
31 0.000231
32 0.000244
33 0.000258
34 0.000272
35 0.000286
36 0.000300
37 0.000318
38 0.000339
39 0.000365
40 0.000396
41 0.000433
42 0.000477
43 0.000529
44 0.000589
45 0.000657
46 0.000733
47 0.000816
48 0.000906
49 0.001001
50 0.002768
51 0.002905
52 0.003057
53 0.003225
54 0.003412
55 0.003622
56 0.003858
57 0.004128
58 0.004436
59 0.004789
60 0.005191
61 0.005646
62 0.006156
63 0.006723
64 0.007352
65 0.008048
66 0.008821
67 0.009679
68 0.010633
69 0.011692
70 0.012868
71 0.014171
72 0.015614
73 0.017210
74 0.018977
75 0.020938
76 0.023118
77 0.025554
78 0.028288
79 0.031366
80 0.034844
81 0.038783
82 0.043246
83 0.048305
84 0.054032
85 0.060504
86 0.067801
87 0.076012
88 0.085230
89 0.095563
90 0.107126
91 0.119744
92 0.133299
93 0.147720
94 0.162971
95 0.179034
96 0.195903
97 0.213565
98 0.231991
99 0.251123
100 0.270858
101 0.291040
102 0.311444
103 0.331900
104 0.352232
105 0.372273
106 0.391860
107 0.410849
108 0.429112
109 0.446544
110 0.463061

* Statutes authorize the System to implement changes in mortality tables, but case law requires the non-diminution and preservation of option factors impacting benefits to members or beneficiaries. In any cases where option factors would have resulted in a lower benefit, option factors based on prior mortality tables adopted pursuant to a Retirement Board resolution effective for service retirements on or after January 1, 2001 are applied.

(b) Disability annuitants.

(1) In calculating regular annuities without optional modification and annuities without optional modification on account of additional contributions, the interest rate of four percent shall be used in conjunction with the following tables:
(i) For male members who joined prior to February 1, 1946:

Age Qx value
022 .06096
023 .06086
024 .05718
025 .05122
026 .04470
027 .03911
028 .03521
029 .03294
030 .03187
031 .03150
032 .03145
033 .03151
034 .03162
035 .03176
036 .03191
037 .03208
038 .03226
039 .03246
040 .03267
041 .03292
042 .03317
043 .03346
044 .03377
045 .03412
046 .03449
047 .03491
048 .03536
049 .03586
050 .03640
051 .03700
052 .03764
053 .03838
054 .03915
055 .04001
056 .04095
057 .04198
058 .04312
059 .04435
060 .04571
061 .04720
062 .04881
063 .05059
064 .05253
065 .05466
066 .05700
067 .05952
068 .06233
069 .06536
070 .06866
071 .07232
072 .07629
073 .08061
074 .08532
075 .09045
076 .09610
077 .10224
078 .10884
079 .11615
080 .12393
081 .13261
082 .14172
083 .15198
084 .16275
085 .17452
086 .18735
087 .20093
088 .21584
089 .23170
090 .24910
091 .26707
092 .28668
093 .30742
094 .32964
095 .35308
096 .37801
097 .40395
098 .43129
099 .45997
100 .48922
101 .52032
102 .55171
103 .58364
104 1.00000

(ii) For female members who joined prior to February 1, 1946:

Age Qx value
014 .02060
015 .02330
016 .02539
017 .02692
018 .02793
019 .02821
020 .02823
021 .02799
022 .02748
023 .02668
024 .02560
025 .02427
026 .02273
027 .02106
028 .01931
029 .01756
030 .01589
031 .01439
032 .01309
033 .01200
034 .01117
035 .01059
036 .01022
037 .01005
038 .01002
039 .01011
040 .01028
041 .01051
042 .01081
043 .01114
044 .01149
045 .01190
046 .01234
047 .01283
048 .01337
049 .01395
050 .01458
051 .01529
052 .01606
053 .01690
054 .01783
055 .01884
056 .01994
057 .02115
058 .02249
059 .02393
060 .02553
061 .02728
062 .02918
063 .03127
064 .03354
065 .03606
066 .03878
067 .04176
068 .04502
069 .04860
070 .05247
071 .05674
072 .06136
073 .06644
074 .07195
075 .07795
076 .08451
077 .09162
078 .09938
079 .10781
080 .11695
081 .12684
082 .13763
083 .14923
084 .16183
085 .17534
086 .19002
087 .20571
088 .22262
089 .24092
090 .26001
091 .28100
092 .30293
093 .32665
094 .35035
095 .37773
096 .40351
097 .43529
098 .45833
099 .50000
100 .53846
101 .58333
102 .60000
103 1.00000

(iii) For male members who joined on or after February 1, 1946, but prior to January 1, 1956:

Age Qx value
001 .00743
002 .00744
003 .00745
004 .00746
005 .00747
006 .00748
007 .00750
008 .00751
009 .00753
010 .00754
011 .00757
012 .00759
013 .00761
014 .00763
015 .00766
016 .00770
017 .00773
018 .00777
019 .00781
020 .00785
021 .00790
022 .00796
023 .00802
024 .00808
025 .00815
026 .00823
027 .00832
028 .00841
029 .00851
030 .00863
031 .00875
032 .00889
033 .00903
034 .00920
035 .00938
036 .00957
037 .00979
038 .01002
039 .01028
040 .01056
041 .01088
042 .01122
043 .01159
044 .01200
045 .01244
046 .01294
047 .01347
048 .01406
049 .01471
050 .01542
051 .01619
052 .01704
053 .01798
054 .01900
055 .02011
056 .02134
057 .02267
058 .02414
059 .02575
060 .02750
061 .02943
062 .03153
063 .03384
064 .03635
065 .03911
066 .04212
067 .04541
068 .04900
069 .05293
070 .05722
071 .06189
072 .06699
073 .07256
074 .07861
075 .08522
076 .09240
077 .10021
078 .10869
079 .11789
080 .12790
081 .13873
082 .15044
083 .16310
084 .17678
085 .19151
086 .20737
087 .22437
088 .24264
089 .26213
090 .28296
091 .30514
092 .32853
093 .35353
094 .37975
095 .40726
096 .43544
097 .46674
098 .49672
099 .53043
100 .55556
101 .60417
102 .63158
103 .71429
104 .50000
105 1.00000

(iv) For female members who joined on or after February 1, 1946, but prior to January 1, 1956:

Age Qx value
015 .02060
016 .02330
017 .02539
018 .02692
019 .02793
020 .02821
021 .02823
022 .02799
023 .02748
024 .02668
025 .02560
026 .02427
027 .02273
028 .02106
029 .01931
030 .01756
031 .01589
032 .01439
033 .01309
034 .01200
035 .01117
036 .01059
037 .01022
038 .01005
039 .01002
040 .01011
041 .01028
042 .01051
043 .01081
044 .01114
045 .01149
046 .01190
047 .01234
048 .01283
049 .01337
050 .01395
051 .01458
052 .01529
053 .01606
054 .01690
055 .01783
056 .01884
057 .01994
058 .02115
059 .02249
060 .02393
061 .02553
062 .02728
063 .02918
064 .03127
065 .03354
066 .03606
067 .03878
068 .04176
069 .04502
070 .04860
071 .05247
072 .05674
073 .06136
074 .06644
075 .07195
076 .07795
077 .08451
078 .09162
079 .09938
080 .10781
081 .11695
082 .12684
083 .13763
084 .14923
085 .16183
086 .17534
087 .19002
088 .20571
089 .22262
090 .24092
091 .26001
092 .28100
093 .30293
094 .32665
095 .35035
096 .37773
097 .40351
098 .43529
099 .45833
100 .50000
101 .53846
102 .58333
103 .60000
104 1.00000

(v) For male members who joined on or after January 1, 1956, but prior to July 1, 1961:

Age Qx value
001 .00743
002 .00744
003 .00745
004 .00746
005 .00747
006 .00748
007 .00750
008 .00751
009 .00753
010 .00754
011 .00757
012 .00759
013 .00761
014 .00763
015 .00766
016 .00770
017 .00773
018 .00777
019 .00781
020 .00785
021 .00790
022 .00796
023 .00802
024 .00808
025 .00815
026 .00823
027 .00832
028 .00841
029 .00851
030 .00863
031 .00875
032 .00889
033 .00903
034 .00920
035 .00938
036 .00957
037 .00979
038 .01002
039 .01028
040 .01056
041 .01088
042 .01122
043 .01159
044 .01200
045 .01244
046 .01294
047 .01347
048 .01406
049 .01471
050 .01542
051 .01619
052 .01704
053 .01798
054 .01900
055 .02011
056 .02134
057 .02267
058 .02414
059 .02575
060 .02750
061 .02943
062 .03153
063 .03384
064 .03635
065 .03911
066 .04212
067 .04541
068 .04900
069 .05293
070 .05722
071 .06189
072 .06699
073 .07256
074 .07861
075 .08522
076 .09240
077 .10021
078 .10869
079 .11789
080 .12790
081 .13873
082 .15044
083 .16310
084 .17678
085 .19151
086 .20737
087 .22437
088 .24264
089 .26213
090 .28296
091 .30514
092 .32853
093 .35353
094 .37975
095 .40726
096 .43544
097 .46674
098 .49672
099 .53043
100 .55556
101 .60417
102 .63158
103 .71429
104 .50000
105 1.00000

(vi) For female members who joined on or after January 1, 1956, but prior to July 1, 1961:

Age Qx value
017 .02060
018 .02330
019 .02539
020 .02692
021 .02793
022 .02821
023 .02823
024 .02799
025 .02748
026 .02668
027 .02560
028 .02427
029 .02273
030 .02106
031 .01931
032 .01756
033 .01589
034 .01439
035 .01309
036 .01200
037 .01117
038 .01059
039 .01022
040 .01005
041 .01002
042 .01011
043 .01028
044 .01051
045 .01081
046 .01114
047 .01149
048 .01190
049 .01234
050 .01283
051 .01337
052 .01395
053 .01458
054 .01529
055 .01606
056 .01690
057 .01783
058 .01884
059 .01994
060 .02115
061 .02249
062 .02393
063 .02553
064 .02728
065 .02918
066 .03127
067 .03354
068 .03606
069 .03878
070 .04176
071 .04502
072 .04860
073 .05247
074 .05674
075 .06136
076 .06644
077 .07195
078 .07795
079 .08451
080 .09162
081 .09938
082 .10781
083 .11695
084 .12684
085 .13763
086 .14923
087 .16183
088 .17534
089 .19002
090 .20571
091 .22262
092 .24092
093 .26001
094 .28100
095 .30293
096 .32665
097 .35035
098 .37773
099 .40351
100 .43529
101 .45833
102 .50000
103 .53846
104 .58333
105 .60000
106 1.00000

(vii) For male members who joined on or after July 1, 1961:

Age Qx value
001 .00743
002 .00744
003 .00745
004 .00746
005 .00747
006 .00748
007 .00750
008 .00751
009 .00753
010 .00754
011 .00757
012 .00759
013 .00761
014 .00763
015 .00766
016 .00770
017 .00773
018 .00777
019 .00781
020 .00785
021 .00790
022 .00796
023 .00802
024 .00808
025 .00815
026 .00823
027 .00832
028 .00841
029 .00851
030 .00863
031 .00875
032 .00889
033 .00903
034 .00920
035 .00938
036 .00957
037 .00979
038 .01002
039 .01028
040 .01056
041 .01088
042 .01122
043 .01159
044 .01200
045 .01244
046 .01294
047 .01347
048 .01406
049 .01471
050 .01542
051 .01619
052 .01704
053 .01798
054 .01900
055 .02011
056 .02134
057 .02267
058 .02414
059 .02575
060 .02750
061 .02943
062 .03153
063 .03384
064 .03635
065 .03911
066 .04212
067 .04541
068 .04900
069 .05293
070 .05722
071 .06189
072 .06699
073 .07256
074 .07861
075 .08522
076 .09240
077 .10021
078 .10869
079 .11789
080 .12790
081 .13873
082 .15044
083 .16310
084 .17678
085 .19151
086 .20737
087 .22437
088 .24264
089 .26213
090 .28296
091 .30514
092 .32853
093 .35353
094 .37975
095 .40726
096 .43544
097 .46674
098 .49672
099 .53043
100 .55556
101 .60417
102 .63158
103 .71429
104 .50000
105 1.00000

(viii) For female members who join on or after July 1, 1961:

Age Qx value.
019 .02060
020 .02330
021 .02539
022 .02692
023 .02793
024 .02821
025 .02823
026 .02799
027 .02748
028 .02668
029 .02560
030 .02427
031 .02273
032 .02106
033 .01931
034 .01756
035 .01589
036 .01439
037 .01309
038 .01200
039 .01117
040 .01059
041 .01022
042 .01005
043 .01002
044 .01011
045 .01028
046 .01051
047 .01081
048 .01114
049 .01149
050 .01190
051 .01234
052 .01283
053 .01337
054 .01395
055 .01458
056 .01529
057 .01606
058 .01690
059 .01783
060 .01884
061 .01994
062 .02115
063 .02249
064 .02393
065 .02553
066 .02728
067 .02918
068 .03127
069 .03354
070 .03606
071 .03878
072 .04176
073 .04502
074 .04860
075 .05247
076 .05674
077 .06136
078 .06644
079 .07195
080 .07795
081 .08451
082 .09162
083 .09938
084 .10781
085 .11695
086 .12684
087 .13763
088 .14923
089 .16183
090 .17534
091 .19002
092 .20571
093 .22262
094 .24092
095 .26001
096 .28100
097 .30293
098 .32665
099 .35035
100 .37773
101 .40351
102 .43529
103 .45833
104 .50000
105 .53846
106 .58333
107 .60000
108 1.00000

(2) In calculating option factors for regular annuities, additional annuities and pensions, the interest rate of four percent shall be used in conjunction with the following tables:
(i) For male annuitants who joined prior to July 1, 1976, use appropriate table set forth in paragraph (1) of this subdivision, depending upon the annuitant's date of membership.

(ii) For female annuitants who joined prior to July 1, 1976, use appropriate table set forth in paragraph (1) of this subdivision, depending upon the annuitant's date of membership.

(iii) For male members who join on or after July 1, 1976:

Age Qx value
30 .02500
31 .02750
32 .03000
33 .03250
34 .03500
35 .03750
36 .04000
37 .04300
38 .04620
39 .04950
40 .05260
41 .05570
42 .05890
43 .06210
44 .06520
45 .06630
46 .06630
47 .06630
48 .06630
49 .06640
50 .06640
51 .06640
52 .06650
53 .06650
54 .06660
55 .06670
56 .06680
57 .06690
58 .06700
59 .06720
60 .06730
61 .06750
62 .06780
63 .06800
64 .06840
65 .06870
66 .06910
67 .06960
68 .07020
69 .07090
70 07170
71 .07260
72 .07360
73 .07480
74 .07620
75 .07790
76 .07840
77 .08200
78 .08470
79 .08770
80 .09110
81 .09520
82 .09990
83 .10530
84 .11150
85 .12150
86 .13250
87 .14750
88 .16500
89 .18250
90 .20000
91 .22000
92 .24250
93 .27000
94 .29750
95 .32250
96 .35750
97 .39250
98 .43500
99 .47750
100 .52000
101 .56250
102 .60500
103 .64750
104 .69250
105 .73750
106 .78750
107 .84250
108 .90000
109 1.00000

(iv) For female members who join on or after July 1, 1976:

Age Qx value
30 .02700
31 .02750
32 .02820
33 .02910
34 .03010
35 .03100
36 .03200
37 .03300
38 .03410
39 .03520
40 .03640
41 .03800
42 .04000
43 .04200
44 .04500
45 .04800
46 .05100
47 .05400
48 .05500
49 .05520
50 .05450
51 .05310
52 .05100
53 .04800
54 .04400
55 .03950
56 .03400
57 .02950
58 .02600
59 .02480
60 .02480
61 .02480
62 .02480
63 .02500
64 .02570
65 .02680
66 .02800
67 .02910
68 .03000
69 .03100
70 .03200
71 .03300
72 .03400
73 .03500
74 .03650
75 .03800
76 .04100
77 .04600
78 .05100
79 .05850
80 .06610
81 .07310
82 .08010
83 .09110
84 .10110
85 .11110
86 .12110
87 .13010
88 .14050
89 .14940
90 .16010
91 .17800
92 .19100
93 .22100
94 .24200
95 .26500
96 .29100
97 .32100
98 .35100
99 .38200
100 .41200
101 .45700
102 .50900
103 .56000
104 .62100
105 .68300
106 .74500
107 .81500
108 .88500

(v) For male beneficiaries of members who joined prior to July 1, 1961:

Age Qx value
004 .00353
005 .00354
006 .00355
007 .00356
008 .00357
009 .00358
010 .00359
011 .00361
012 .00362
013 .00364
014 .00366
015 .00368
016 .00370
017 .00373
018 .00375
019 .00378
020 .00381
021 .00385
022 .00389
023 .00393
024 .00398
025 .00403
026 .00408
027 .00415
028 .00421
029 .00429
030 .00437
031 .00446
032 .00456
033 .00466
034 .00478
035 .00490
036 .00505
037 .00520
038 .00537
039 .00556
040 .00576
041 .00598
042 .00622
043 .00649
044 .00678
045 .00711
046 .00746
047 .00784
048 .00827
049 .00873
050 .00924
051 .00980
052 .01041
053 .01107
054 .01181
055 .01261
056 .01349
057 .01445
058 .01551
059 .01666
060 .01793
061 .01932
062 .02083
063 .02249
064 .02431
065 .02630
066 .02848
067 .03086
068 .03346
069 .03631
070 .03942
071 .04283
072 .04654
073 .05060
074 .05503
075 .05986
076 .06513
077 .07088
078 .07714
079 .08395
080 .09136
081 .09943
082 .10818
083 .11768
084 .12799
085 .13915
086 .15121
087 .16426
088 .17833
089 .19348
090 .20978
091 .22728
092 .24600
093 .26601
094 .28737
095 .31008
096 .33403
097 .35953
098 .38617
099 .41432
100 .44369
101 .47406
102 .50484
103 .53906
104 .56780
105 .60784
106 .65000
107 .71429
108 .50000
109 1.00000

(vi) For female beneficiaries of members who joined prior to July 1, 1961:

Age Qx value
008 .00353
009 .00354
010 .00355
011 .00356
012 .00357
013 .00358
014 .00359
015 .00361
016 .00362
017 .00364
018 .00366
019 .00368
020 .00370
021 .00373
022 .00375
023 .00378
024 .00382
025 .00385
026 .00389
027 .00393
028 .00398
029 .00403
030 .00408
031 .00415
032 .00421
033 .00429
034 .00437
035 .00446
036 .00455
037 .00466
038 .00478
039 .00491
040 .00505
041 .00520
042 .00537
043 .00556
044 .00576
045 .00598
046 .00622
047 .00649
048 .00678
049 .00711
050 .00746
051 .00785
052 .00827
053 .00873
054 .00924
055 .00980
056 .01040
057 .01107
058 .01181
059 .01261
060 .01349
061 .01445
062 .01551
063 .01666
064 .01793
065 .01932
066 .02083
067 .02249
068 .02431
069 .02630
070 .02848
071 .03086
072 .03347
073 .03631
074 .03942
075 .04283
076 .04654
077 .05060
078 .05503
079 .05986
080 .06513
081 .07088
082 .07714
083 .08395
084 .09137
085 .09942
086 .10818
087 .11768
088 .12799
089 .13915
090 .15121
091 .16426
092 .17833
093 .19349
094 .20977
095 .22729
096 .24601
097 .26601
098 .28735
099 .31009
100 .33404
101 .35947
102 .38617
103 .41426
104 .44374
105 .47368
106 .50588
107 .53968
108 .56897
109 .60000
110 .65000
111 .71429
112 .50000
113 1.00000

(vii) For male beneficiaries of members who joined on or after July 1, 1961, but prior to July 1, 1976:

Age Qx value
005 .00353
006 .00354
007 .00355
008 .00356
009 .00357
010 .00358
011 .00359
012 .00361
013 .00362
014 .00364
015 .00366
016 .00368
017 .00370
018 .00373
019 .00375
020 .00378
021 .00381
022 .00385
023 .00389
024 .00393
025 .00398
026 .00403
027 .00408
028 .00415
029 .00421
030 .00429
031 .00437
032 .00446
033 .00456
034 .00466
035 .00478
036 .00490
037 .00505
038 .00520
039 .00537
040 .00556
041 .00576
042 .00598
043 .00622
044 .00649
045 .00678
046 .00711
047 .00746
048 .00784
049 .00827
050 .00873
051 .00924
052 .00980
053 .01041
054 .01107
055 .01181
056 .01261
057 .01349
058 .01445
059 .01551
060 .01666
061 .01793
062 .01932
063 .02083
064 .02249
065 .02431
066 .02630
067 .02848
068 .03086
069 .03346
070 .03631
071 .03942
072 .04283
073 .04654
074 .05060
075 .05503
076 .05986
077 .06513
078 .07088
079 .07714
080 .08395
081 .09136
082 .09943
083 .10818
084 .11768
085 .12799
086 .13915
087 .15121
088 .16426
089 .17833
090 .19348
091 .20978
092 .22728
093 .24600
094 .26601
095 .28737
096 .31008
097 .33403
098 .35953
099 .38617
100 .41432
101 .44369
102 .47406
103 .50484
104 .53906
105 .56780
106 .60784
107 .65000
108 .71429
109 .50000
110 1.00000

(viii) For female beneficiaries of members who joined on or after July 1, 1961, but prior to July 1, 1976:

Age Qx value
009 .00353
010 .00354
011 .00355
012 .00356
013 .00357
014 .00358
015 .00359
016 .00361
017 .00362
018 .00364
019 .00366
020 .00368
021 .00370
022 .00373
023 .00375
024 .00378
025 .00382
026 .00385
027 .00389
028 .00393
029 .00398
030 .00403
031 .00408
032 .00415
033 .00421
034 .00429
035 .00437
036 .00446
037 .00455
038 .00466
039 .00478
040 .00491
041 .00505
042 .00520
043 .00537
044 .00556
045 .00576
046 .00598
047 .00622
048 .00649
049 .00678
050 .00711
051 .00746
052 .00785
053 .00827
054 .00873
055 .00924
056 .00980
057 .01040
058 .01107
059 .01181
060 .01261
061 .01349
062 .01445
063 .01551
064 .01666
065 .01793
066 .01932
067 .02083
068 .02249
069 .02431
070 .02630
071 .02848
072 .03086
073 .03347
074 .03631
075 .03942
076 .04283
077 .04654
078 .05060
079 .05503
080 .05986
081 .06513
082 .07088
083 .07714
084 .08395
085 .09137
086 .09942
087 .10818
088 .11768
089 .12799
090 .13915
091 .15121
092 .16426
093 .17833
094 .19349
095 .20977
096 .22729
097 .24601
098 .26601
099 .28735
100 .31009
101 .33404
102 .35947
103 .38617
104 .41426
105 .44374
106 .47368
107 .50588
108 .53968
109 .56897
110 .60000
111 .65000
112 .71429
113 .50000
114 1.00000

(ix) For male beneficiaries of members who join on or after July 1, 1976:

Age Qx value
10 0.00470
11 0.00470
12 0.00470
13 0.00470
14 0.00470
15 0.00470
16 0.00470
17 0.00470
18 0.00470
19 0.00470
20 0.00470
21 0.00470
22 0.00470
23 0.00500
24 0.00500
25 0.00500
26 0.00500
27 0.00500
28 0.00500
29 0.00510
30 0.00510
31 0.00510
32 0.00510
33 0.00520
34 0.00520
35 0.00530
36 0.00530
37 0.00540
38 0.00540
39 0.00550
40 0.00560
41 0.00570
42 0.00580
43 0.00590
44 0.00600
45 0.00610
46 0.00620
47 0.00640
48 0.00660
49 0.00680
50 0.00700
51 0.00730
52 0.00750
53 0.00780
54 0.00810
55 0.00840
56 0.00870
57 0.00910
58 0.00940
59 0.00990
60 0.01060
61 0.01150
62 0.01260
63 0.01390
64 0.01530
65 0.01680
66 0.01840
67 0.02010
68 0.02210
69 0.02430
70 0.02680
71 0.02960
72 0.03270
73 0.03590
74 0.03910
75 0.04280
76 0.04680
77 0.05130
78 0.05630
79 0.06190
80 0.06810
81 0.07500
82 0.08460
83 0.09100
84 0.10000
85 0.10050
86 0.11250
87 0.12150
88 0.13400
89 0.15000
90 0.16750
91 0.18500
92 0.20500
93 0.22750
94 0.25300
95 0.28500
96 0.33000
97 0.35900
98 0.39040
99 0.42370
100 0.46510
101 0.50790
102 0.55260
103 0.59950
104 0.64970
105 0.70150
106 0.75630
107 0.81450
108 0.87670

(x) For female beneficiaries of members who join on or after July 1, 1976:

Age Qx value
10 0.00210
11 0.00210
12 0.00210
13 0.00210
14 0.00210
15 0.00210
16 0.00210
17 0.00210
18 0.00210
19 0.00210
20 0.00210
21 0.00210
22 0.00210
23 0.00210
24 0.00210
25 0.00210
26 0.00220
27 0.00220
28 0.00220
29 0.00220
30 0.00220
31 0.00220
32 0.00220
33 0.00220
34 0.00220
35 0.00230
36 0.00230
37 0.00230
38 0.00230
39 0.00240
40 0.00240
41 0.00240
42 0.00240
43 0.00240
44 0.00250
45 0.00250
46 0.00260
47 0.00270
48 0.00280
49 0.00300
50 0.00310
51 0.00330
52 0.00340
53 0.00360
54 0.00380
55 0.00410
56 0.00440
57 0.00470
58 0.00490
59 0.00520
60 0.00560
61 0.00610
62 0.00670
63 0.00740
64 0.00820
65 0.00900
66 0.01000
67 0.01100
68 0.01210
69 0.01340
70 0.01490
71 0.01660
72 0.01850
73 0.02050
74 0.02300
75 0.02650
76 0.02780
77 0.03020
78 0.03570
79 0.03880
80 0.04400
81 0.04860
82 0.05430
83 0.06250
84 0.07040
85 0.07840
86 0.08700
87 0.09680
88 0.10510
89 0.11760
90 0.13250
91 0.15080
92 0.16250
93 0.17750
94 0.19250
95 0.20750
96 0.22500
97 0.25000
98 0.27500
99 0.30250
100 0.33500
101 0.37250
102 0.41500
103 0.46000
104 0.51500
105 0.57500
106 0.65000
107 0.73750
108 0.84000

(c) Beneficiaries of active members.

(1) In calculating straight life annuities in lieu of a return of contributions and/or a lump sum death benefit, the interest rate of four percent shall be used in conjunction with the following tables:
(i) Males:

Age Qx value
006 .00353
007 .00354
008 .00355
009 .00356
010 .00357
011 .00358
012 .00359
013 .00361
014 .00362
015 .00364
016 .00366
017 .00368
018 .00370
019 .00373
020 .00375
021 .00378
022 .00381
023 .00385
024 .00389
025 .00393
026 .00398
027 .00403
028 .00408
029 .00415
030 .00421
031 .00429
032 .00437
033 .00446
034 .00456
035 .00466
036 .00478
037 .00490
038 .00505
039 .00520
040 .00537
041 .00556
042 .00576
043 .00598
044 .00622
045 .00649
046 .00678
047 .00711
048 .00746
049 .00784
050 .00827
051 .00873
052 .00924
053 .00980
054 .01041
055 .01107
056 .01181
057 .01261
058 .01349
059 .01445
060 .01551
061 .01666
062 .01793
063 .01932
064 .02083
065 .02249
066 .02431
067 .02630
068 .02848
069 .03086
070 .03346
071 .03631
072 .03942
073 .04283
074 .04654
075 .05060
076 .05503
077 .05986
078 .06513
079 .07088
080 .07714
081 .08395
082 .09136
083 .09943
084 .10818
085 .11768
086 .12799
087 .13915
088 .15121
089 .16426
090 .17833
091 .19348
092 .20978
093 .22728
094 .24600
095 .26601
096 .28737
097 .31008
098 .33403
099 .35953
100 .38617
101 .41432
102 .44369
103 .47406
104 .50484
105 .53906
106 .56780
107 .60784
108 .65000
109 .71429
110 .50000
111 1.00000

(ii) Females:

Age Qx value
010 .00353
011 .00354
012 .00355
013 .00356
014 .00357
015 .00358
016 .00359
017 .00361
018 .00362
019 .00364
020 .00366
021 .00368
022 .00370
023 .00373
024 .00375
025 .00378
026 .00382
027 .00385
028 .00389
029 .00393
030 .00398
031 .00403
032 .00408
033 .00415
034 .00421
035 .00429
036 .00437
037 .00446
038 .00455
039 .00466
040 .00478
041 .00491
042 .00505
043 .00520
044 .00537
045 .00556
046 .00576
047 .00598
048 .00622
049 .00649
050 .00678
051 .00711
052 .00746
053 .00785
054 .00827
055 .00873
056 .00924
057 .00980
058 .01040
059 .01107
060 .01181
061 .01261
062 .01349
063 .01445
064 .01551
065 .01666
066 .01793
067 .01932
068 .02083
069 .02249
070 .02431
071 .02630
072 .02848
073 .03086
074 .03347
075 .03631
076 .03942
077 .04283
078 .04654
079 .05060
080 .05503
081 .05986
082 .06513
083 .07088
084 .07714
085 .08395
086 .09137
087 .09942
088 .10818
089 .11768
090 .12799
091 .13915
092 .15121
093 .16426
094 .17833
095 .19349
096 .20977
097 .22729
098 .24601
099 .26601
100 .28735
101 .31009
102 .33404
103 .35947
104 .38617
105 .41426
106 .44374
107 .47368
108 .50588
109 .53968
110 .56897
111 .60000
112 .65000
113 .71429
114 .50000
115 1.00000

(2) To calculate cash refund annuities in lieu of a return of contributions and/or a lump sum death benefit, convert the straight life annuity by an option factor based on a four-percent interest rate and the following tables:
(i) Males:

Age Qx value
006 .00353
007 .00354
008 .00355
009 .00356
010 .00357
011 .00358
012 .00359
013 .00361
014 .00362
015 .00364
016 .00366
017 .00368
018 .00370
019 .00373
020 .00375
021 .00378
022 .00381
023 .00385
024 .00389
025 .00393
026 .00398
027 .00403
028 .00408
029 .00415
030 .00421
031 .00429
032 .00437
033 .00446
034 .00456
035 .00466
036 .00478
037 .00490
038 .00505
039 .00520
040 .00537
041 .00556
042 .00576
043 .00598
044 .00622
045 .00649
046 .00678
047 .00711
048 .00746
049 .00784
050 .00827
051 .00873
052 .00924
053 .00980
054 .01041
055 .01107
056 .01181
057 .01261
058 .01349
059 .01445
060 .01551
061 .01666
062 .01793
063 .01932
064 .02083
065 .02249
066 .02431
067 .02630
068 .02848
069 .03086
070 .03346
071 .03631
072 .03942
073 .04283
074 .04654
075 .05060
076 .05503
077 .05986
078 .06513
079 .07088
080 .07714
081 .08395
082 .09136
083 .09943
084 .10818
085 .11768
086 .12799
087 .13915
088 .15121
089 .16426
090 .17833
091 .19348
092 .20978
093 .22728
094 .24600
095 .26601
096 .28737
097 .31008
098 .33403
099 .35953
100 .38617
101 .41432
102 .44369
103 .47406
104 .50484
105 .53906
106 .56780
107 .60784
108 .65000
109 .71429
110 .50000
111 1.00000

(ii) Females:

Age Qx value
010 .00353
011 .00354
012 .00355
013 .00356
014 .00357
015 .00358
016 .00359
017 .00361
018 .00362
019 .00364
020 .00366
021 .00368
022 00370
023 .00373
024 .00375
025 .00378
026 .00382
027 .00385
028 .00389
029 .00393
030 .00398
031 .00403
032 .00408
033 .00415
034 .00421
035 .00429
036 .00437
037 .00446
038 .00455
039 .00466
040 .00478
041 .00491
042 .00505
043 .00520
044 .00537
045 .00556
046 .00576
047 .00598
048 .00622
049 .00649
050 .00678
051 .00711
052 .00746
053 .00785
054 .00827
055 .00873
056 .00924
057 .00980
058 .01040
059 .01107
060 .01181
061 .01261
062 .01349
063 .01445
064 .01551
065 .01666
066 .01793
067 .01932
068 .02083
069 .02249
070 .02431
071 .02630
072 .02848
073 .03086
074 .03347
075 .03631
076 .03942
077 .04283
078 .04654
079 .05060
080 .05503
081 .05986
082 .06513
083 .07088
084 .07714
085 .08395
086 .09137
087 .09942
088 .10818
089 .11768
090 .12799
091 .13915
092 .15121
093 .16426
094 .17833
095 .19349
096 .20977
097 .22729
098 .24601
099 .26601
100 .28735
101 .31009
102 .33404
103 .35947
104 .38617
105 .41426
106 .44374
107 .47368
108 .50588
109 .53968
110 .56897
111 .60000
112 .65000
113 .71429
114 .50000
115 1.00000

Disclaimer: These regulations may not be the most recent version. New York may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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