New York Codes, Rules and Regulations
Title 19 - DEPARTMENT OF STATE
Chapter VIII - Division Of Consumer Protection
Part 226 - Identity Theft Prevention and Mitigation Program
Section 226.2 - Definitions
Current through Register Vol. 46, No. 12, March 20, 2024
(a) Victim of identity theft. The term "victim of identity theft" shall mean any natural person whose personal information has been wrongfully obtained by another or is used in some way that involves fraud or deception, typically for economic gain.
(b) Personal information. The term "personal information" shall mean any information concerning a natural person which, because of name, number, personal mark, or other identifier, can be used to identify such natural person.
(c) Consumer Reporting Agency. The term "consumer reporting agency" means any person who, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports or investigative consumer reports to third parties.
(d) Consumer credit reporting agency. The term "consumer credit reporting agency" means a consumer reporting agency that regularly engages in the practice of assembling or evaluating and maintaining, for the purpose of furnishing consumer credit reports to third parties bearing on a consumer's credit worthiness, credit standing, or credit capacity, public record information and credit account information from persons who furnish that information regularly and in the ordinary course of business.
(e) Division. The term "Division" shall mean the Division of Consumer Protection.
(f) Department. The term "Department" shall mean the Department of State.
(g) Program. The term "Program" shall mean the Identity Theft Prevention and Mitigation Program.
