New York Codes, Rules and Regulations
Title 15 - Department of Motor Vehicles
Chapter I - REGULATIONS OF THE COMMISSIONER
Subchapter C - INSURANCE
Part 35 - ENFORCEMENT OF MOTOR VEHICLE LIABILITY INSURANCE LAWS
Section 35.3 - Insurance Information and Enforcement System (IIES)
Current through Register Vol. 46, No. 12, March 20, 2024
(a) Certain registration classifications are excluded from the Insurance Information and Enforcement System (IIES) by section 34.1(d) of this Title. Exclusion from IIES shall not excuse either the requirement that insurance coverage be continuously maintained during the registration period or any penalties assessed by the department if evidence is received of a vehicle being operated while uninsured.
(b) DMV shall accept insurance company notices as defined in Part 34 of this Title and post such matched notices to DMV's insurance information database but shall not take any actions based on such posted notices for the following classifications:
(c) DMV shall not accept, match and post insurance company notices and will not take any actions based on the submission of such notices for certain classifications. Notices will be returned to insurance companies as Edit Errors or Unresolved No-Hit Exceptions as defined by section 34.2 of this Title for the following classifications:
Note:
Registration class Semi Trailer (SEM) is not excluded.
(d) Registrant inquiry letter.
The department shall send an inquiry letter to a registrant in the following instances:
(e) Suspension (definite). The department shall suspend the registration and driver's license or driving privilege, as applicable, in accordance with section 318(1) and (1-a) of the Vehicle and Traffic Law for a period of time equal to the number of days that a vehicle was registered and uninsured except as provided for herein.
(f) Suspension (indefinite). The department shall suspend the registration and driver's license or driving privilege, as applicable, for an indefinite period of time, in accordance with section 318 of the Vehicle and Traffic Law absent:
(g) Suspension (indefinite to definite).
An indefinite suspension shall be converted to a definite suspension when a subsequent event defines a period of lapse of coverage. DMV shall issue a definite registration suspension order and definite license suspension order, if applicable. Subsequent events that determine a lapse in coverage include:
(h) Waiver of suspension.
The commissioner may withhold a suspension based on a lapse of required insurance coverage if the period of time during which the motor vehicle remained both registered and uninsured is not more than seven days. This provision shall apply only once during a 36-month period and shall not serve to reduce any penalty for a lapse of insurance which was greater than seven days or prevent the issuance of a revocation for uninsured accident or uninsured operation. This provision shall not apply to a revocation issued in accordance with section 370 of the Vehicle and Traffic Law.
(i) Revocation.
Upon the receipt of an electronic notice of insurance cancellation from an insurance company for a vehicle insured as for-hire under article 8 of the Vehicle and Traffic Law, the department shall send a revocation order to the registrant absent:
If none of the above requirements are met prior to the effective date of revocation or if the registrant does not submit proof in accordance with section 35.10 or 35.11 of this Part, the revocation order shall take effect.
(j) Rescission of suspension and/or revocation.
A suspension and/or revocation shall be rescinded upon receipt of:
Note:
A New York Automobile Insurance Plan (NYAIP) temporary insurance identification card (FS-75) shall not be accepted as proof of insurance
If a suspension and/or revocation order has been rescinded due to receipt of acceptable proof, both the order and rescission shall be posted on DMV's electronic records.
(k) Verification of insurance.
Absent electronic notice of proof of insurance reported to DMV by an insurance company, an insurance ID card submitted to DMV by a registrant shall be electronically verified with the insurance company identified on such insurance ID card. Only electronic notices of proof of insurance received from an insurance company shall be accepted by DMV as verification of an insurance ID card, except as provided for in section 34.10 of this Title.
(l) Payment of a civil penalty.
The civil penalty provided for in Vehicle and Traffic Law section 318(1-a) and section 34.11(b) of this Title shall be paid online via the DMV website by credit/debit card; in person at either a DMV issuing office or at the central office of the department by credit/debit card, cash, certified or bank/teller's check, personal check or money order, or by mail addressed to the Insurance Services Bureau in the central office of the department by certified or bank/teller's check, personal check or money order. All check and money orders must be made payable to the Commissioner of Motor Vehicles. Installment and partial payments shall not be accepted. The civil penalty must be paid based upon the time during which insurance was not in effect regardless of any suspension time which may have been served by the registrant. Compliance cannot be made by combining payment of a portion of the civil penalty with a portion of the period of suspension served by surrender of the registration and plate(s) or expiration of the registration. This provision does not apply to vehicles insured as for-hire under section 370 of the Vehicle and Traffic Law.
(m) Reinstatement of registration after suspension/revocation.
(n) Reinstatement of license after suspension.
If a driver's license is suspended pursuant to Vehicle and Traffic Law section 318(1-a), the driver's license shall be reinstated upon completion of the term of suspension, and upon payment of the termination fee required by section 503(2)(j) of the Vehicle and Traffic Law.
(o) Issuance of suspension order after surrender and reinstatement.
A surrender and reactivation of a registration made prior to the issuance of a suspension order shall not prevent the issuance of the suspension order nor reduce the length of the suspension period.
(p) The provisions of this section shall only apply to the Insurance Information and Enforcement System (IIES).