New York Codes, Rules and Regulations
Title 11 - INSURANCE
Chapter XIX - Privacy Of Consumer Financial and health Information
Part 420 - Privacy Of Consumer Financial And Health Information
General Provisions
Section 420.1 - Purpose and scope
Universal Citation: 11 NY Comp Codes Rules and Regs ยง 420.1
Current through Register Vol. 46, No. 12, March 20, 2024
(a) Purpose. This Part governs the treatment of nonpublic personal information about individuals (defined in this Part as consumers or customers) in this State by all licensees of the Insurance Department. This Part:
(1) requires a licensee to provide notice to
individuals about its privacy policies and practices;
(2) describes the conditions under which a
licensee may disclose nonpublic personal health information and nonpublic
personal financial information about individuals to nonaffiliated third
parties;
(3) provides methods for
individuals to prevent a licensee from disclosing that information;
and
(4) provides a method for
individuals to prevent a licensee from disclosing nonpublic personal health
information by not affirmatively consenting to such disclosure, subject to the
exceptions in section
420.17(b)
of this Part.
(b) Scope. This Part applies to:
(1) nonpublic personal
financial information about individuals who obtain, seek to obtain or are
claimants or beneficiaries of products or services primarily for personal,
family or household purposes from licensees. This Part does not apply to
information about companies or about individuals who obtain products or
services for business, commercial, or agricultural purposes; and
(2) all nonpublic personal health
information.
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