New York Codes, Rules and Regulations
Title 11 - INSURANCE
Chapter IX - Unfair Trade Practices
Part 218 - Prohibition Against Geographical Redlining And Discriminating In Certain Property/casualty Policies
Section 218.1 - Preamble

Universal Citation: 11 NY Comp Codes Rules and Regs ยง 218.1
Current through Register Vol. 46, No. 12, March 20, 2024

The purpose of this Part is to make fire or fire and extended coverage insurance, private passenger automobile insurance, and homeowners insurance readily available in the voluntary market by implementing statutory prohibitions against companies engaging in redlining practices through refusing to issue or renew or cancelling fire or fire and extended coverage insurance, and private passenger automobile insurance policies based solely on the geographic location of the risk; or by terminating or cancelling contracts or accounts of agents or brokers with respect to such policies based solely on their geographic location or the geographic location of the risks or properties for which coverage is being provided by such producers; or through refusing to issue or renew or canceling homeowners insurance and fire or fire and extended coverage insurance policies based solely on the applicant for insurance or insured residing in an area serviced by a volunteer fire department.

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