New York Codes, Rules and Regulations
Title 11 - INSURANCE
Chapter III - Policy and Certificate Provisions
Subchapter B - Property and Casualty Insurance
Part 67 - Mandatory Underwriting Inspection Requirements for Private Passenger Automobiles
Section 67.6 - Standards for suspension of private passenger automobile physical damage insurance
Current through Register Vol. 46, No. 12, March 20, 2024
(a) If the named insured fails to make the insured automobile available for the mandatory inspection prior to expiration of the deferral period specified in section 67.4(b) of this Part, then automobile physical damage insurance on the insured automobile shall be suspended at 12:01 a.m. of the day following the fourteenth calendar day after the effective date of coverage.
(b) Whenever automobile physical damage insurance is suspended for more than ten calendar days, an insurer shall make a pro rata premium adjustment (return premium or credit), which the insurer shall mail, deliver, transmit or credit to the named insured no later than 45 calendar days after the effective date of automobile physical damage insurance suspension.
(c) After an insurer suspends a named insured's automobile physical damage insurance, the insurer shall mail, deliver or transmit the prescribed CONFIRMATION OF SUSPENSION OF PHYSICAL DAMAGE COVERAGE (NYS APD form C) contained in section 67.12 of this Part, or a substantially equivalent form, to the named insured, with a copy to the producer of record and any lienholders, no later than 20 calendar days after the effective date of automobile physical damage insurance suspension.
(d) An insurer shall not suspend a named insured's automobile physical damage insurance if the named insured did not make the insured automobile available for inspection due to the insurer's failure to:
