New York Codes, Rules and Regulations
Title 11 - INSURANCE
Chapter III - Policy and Certificate Provisions
Subchapter B - Property and Casualty Insurance
Part 64 - Liability Insurance Covering Snowmobiles And All-terrain Vehicles
Subpart 64-2 - Liability Insurance Covering All-terrain Vehicles
Section 64-2.0 - Preamble

This Part implements section 2407 of article 48-C of the New York Vehicle and Traffic Law with respect to the requirement that an all-terrain vehicle (ATV) which is operated anywhere in New York State other than on the owner's land shall be covered by a policy of insurance, in such language and form as shall be determined and established by the Superintendent of Insurance. Such policy shall provide for coverages required of an "owner's policy of liability insurance" as set forth in section 311 of the Vehicle and Traffic Law.