New York Codes, Rules and Regulations
Title 11 - INSURANCE
Chapter III - Policy and Certificate Provisions
Subchapter B - Property and Casualty Insurance
Part 60 - Minimum Provisions For Automobile Liability Insurance Policies And Supplementary Uninsured Motorists Insurance
Subpart 60-1 - Minimum Provisions For Automobile Liability Insurance Policies
Section 60-1.7 - Liability limits

The limits of liability under an owner's policy of liability insurance shall be available in the same amount for any accident covered under the policy except that, where the policy or endorsement thereto is providing coverage in satisfaction of the financial responsibility requirements of article 44-B of the Vehicle and Traffic Law while the driver provides a prearranged trip or while the driver is logged onto a transportation network company's digital network but is not engaged in a transportation network company prearranged trip, or under both such circumstances, the policy may provide higher limits to satisfy such financial responsibility requirements for those circumstances.