New York Codes, Rules and Regulations
Title 11 - INSURANCE
Chapter III - Policy and Certificate Provisions
Subchapter B - Property and Casualty Insurance
Part 60 - Minimum Provisions For Automobile Liability Insurance Policies And Supplementary Uninsured Motorists Insurance
Subpart 60-1 - Minimum Provisions For Automobile Liability Insurance Policies
Section 60-1.3 - Discretionary provisions

(a) that written notice of accident, claim or suit is required;

(b) that the insurer is subrogated to any rights of recovery of the insured;

(c) that the terms of the policy may not be waived or changed except as stated in the policy;

(d) that the insurer's consent is necessary to any assignment of interest under the policy;

(e) that the insured will cooperate with the insurer;

(f) that no action shall lie against the insurer unless the insured shall have complied with all the terms of the policy, nor until the amount of the insured's obligation to pay shall have been finally determined either by judgment against the insured after actual trial or by written agreement of the insured, the claimant and the insurer;

(g) that the insurer issues the policy upon the reliance of the insured's declarations and that the policy contains all agreements between the insured and the insurer and any of its agents relating to the insurance;

(h) a provision relating to the insurer's own method of doing business; and

(i) that notice to the insurer of delivery of a newly acquired additional motor vehicle or an election to insure it under a specific policy is required.