New York Codes, Rules and Regulations
Title 11 - INSURANCE
Chapter III - Policy and Certificate Provisions
Subchapter A - Life, Accident and Health Insurance
Part 52 - Minimum Standards For Form, Content And Sale Of Health Insurance, Including Standards Of Full And Fair Disclosure
Section 52.5 - Basic hospital insurance
Current through Register Vol. 46, No. 39, September 25, 2024
Basic hospital insurance is an insurance policy which provides coverage subject to no deductible in excess of $500 for a period of not less than 60 days for any continuous hospital confinement of each covered person for services rendered while confined in a hospital (except as to subdivision [c] of this section) or, in the case of an article 43 corporation, for services rendered while confined in a member hospital, for necessary treatment because of sickness or injury for at least:
(a) Daily room and board, consisting of bed and board, including general nursing care and special diets, in an amount not less than the lesser of:
(b) Miscellaneous hospital services, during each period of continuous hospital confinement as an inpatient, in an amount not less than 80 percent of the charges incurred, up to at least $5,000 or 20 times the daily room and board rate if specified in dollar amounts for at least:
(c) Outpatient services, consisting of: