New York Codes, Rules and Regulations
Title 11 - INSURANCE
Chapter III - Policy and Certificate Provisions
Subchapter A - Life, Accident and Health Insurance
Part 42 - Term Life Issuance And Renewal Restrictions; Nonforfeiture Values For Certain Life Insurance Policies
Subpart 42-2 - Term Life Issuance And Renewal Restrictions; Nonforfeiture Values For Certain Life Policies Issued On Or After January 1, 2008
Section 42-2.10 - Supplemental yearly renewable term insurance

In the case of a level death benefit term policy where uniform premiums are payable each year for an initial period followed by a yearly renewable term premium paying period, at the option of the insurer the yearly renewable term portion may be considered supplemental insurance for purposes of section 4221 (c)(2) of the Insurance Law, provided that the premiums increase each year and no nonforfeiture values would be required by section 4221 of the Insurance Law or this Subpart for the yearly renewable term portion if issued on a stand-alone basis.