New York Codes, Rules and Regulations
Title 11 - INSURANCE
Chapter II - Agents, Brokers And Adjusters
Part 25 - Public Adjusters
Section 25.5 - Definitions

(a) Business day means any calendar day except Sunday, or the following business holidays: New Year's Day, Martin Luther King Day, President's Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans' Day, Thanksgiving Day and Christmas Day.

(b) Business entity means a partnership, corporation, including a not-for-profit corporation, association, or limited liability company.

(c) Insured means a person insured under the policy who is making a claim against an insurer for loss or damage to property in this State, and who is represented by a public adjuster in the adjusting of such loss.

(d) Within the second degree of consanguinity means a relationship in which one individual is another individual's parent, grandparent, child, grandchild, sibling, or spouse thereof.

(e) Supplemental claim means a claim made to an insurer in a situation in which an insured did not retain a public adjuster when the insured made an initial claim, the insurer made a payment to the insured, and then the insured retained a public adjuster to prove the amount and extent of the loss and not the cause of the loss.