New Mexico Administrative Code
Title 12 - TRADE, COMMERCE AND BANKING
Chapter 20 - SAVINGS AND LOAN ASSOCIATIONS
Part 48 - SERVICE CORPORATIONS
Section 12.20.48.7 - DEFINITIONS
Current through Register Vol. 35, No. 18, September 24, 2024
A. "Aggregate outstanding investment" means the sum of amounts paid to acquire capital stock or securities and amounts invested in obligations of service corporations less amounts received from the sale of capital stock or securities of service corporations and amounts paid to the association to retire obligations of service corporations.
B. "Conforming loan" means a loan or portion thereof which an association may make under any provision of the Savings and Loan Act or regulations promulgated thereunder. A guarantee or take-out commitment of a loan which could have been made by an association as a conforming loan may be deemed a conforming loan for purposes of this regulation if the association complied with all requirements of the act and regulations, as though it were itself making the loan subject to its guarantee or take-out commitment.
C. "Consumer loan" means a loan to one or more individuals, unsecured or secured by goods used or bought primarily for personal, family or household purposes.
D. "Joint venture" means any joint undertaking by a service corporation or a wholly owned subsidiary thereof with one or more persons or legal entities in any form, including a joint tenancy, tenancy in common or partnership, and including investment in a corporation other than a wholly-owned subsidiary.
E. "Subsidiary" includes a wholly-owned subsidiary and any joint venture in which a service corporation or wholly-owned subsidiary thereof:
F. "Unsecured debt" and "unsecured loan" excludes accounts payable incurred in the ordinary course of business and paid within 60 days.