New Mexico Administrative Code
Title 12 - TRADE, COMMERCE AND BANKING
Chapter 20 - SAVINGS AND LOAN ASSOCIATIONS
Part 38 - TIME-SHARE LOANS
Section 12.20.38.7 - DEFINITIONS
Current through Register Vol. 35, No. 18, September 24, 2024
A. "Consumer loan" means a consumer loan as defined in 12 NMAC 20.3.8 [now 12.20.38 NMAC].
B. "Dealer" means any person or group of persons acting in concert who is in the business of selling active time-share notes or contracts.
C. "Developer" means any person or group of persons acting in concert who:
D. "Independent appraisal" means an appraisal performed by an appraiser other than a dealer or developer and other than an appraiser chosen by or affiliated with a dealer or developer.
E. "Person" means any individual, firm, partnership, corporation, association or any other group or combination acting as a unit.
F. "Purchaser" means any person other than a developer who, by means of a voluntary transfer, acquires a legal or equitable interest in a time-share other than as security for an obligation or a leasehold interest.
G. "Time-share estate" means a right to occupy a time-share unit or units during specified periods of time coupled with the conveyance to each time-share purchaser of a percentage undivided interest in fee simple in such unit or units.
H. "Time-share loan" means a loan secured by a time-share estate.
I. "Time-share property" means one or more time-share units subject to the same time-share instrument, together with any other real estate or rights therein appurtenant to those units.
J. "Time-share project" means real property containing one or more units which is subject to a project instrument consisting of one or more recordable documents applying to the whole of a project and containing restrictions or covenants regulating the use, occupancy or disposition of units in a project, including any amendment to the document but excluding any law, ordinance or governmental regulation.
K. "Unit" means real property, or a portion thereof, designated for separate use.
Compiler's note: Subsection A of 12.20.38.7 refers to 12 NMAC 20.3.8 NMAC; the reference should be to 12 NMAC 20.3.4 now 12.20.34 NMAC as evidenced by the attachment to the filed rule.