New Jersey Administrative Code
Title 3 - BANKING
Chapter 30 - PREDATORY LENDING
- Subchapter 1 - GENERAL PROVISIONS
- Subchapter 2 THROUGH 4 - RESERVED
- Subchapter 5 - HOME LOANS
- Subchapter 6 AND 7 - RESERVED
- Subchapter 8 - AFFIRMATIVE CLAIMS AND DEFENSES
- Subchapter 9 - ENFORCEMENT
CHAPTER SOURCE AND
EFFECTIVE DATE:
Effective: November 30, 2021.
See: 54
N.J.R. 37(b).
CHAPTER HISTORICAL NOTE:
Chapter 30, Capital,
was adopted pursuant to authority delegated at
N.J.S.A.
17:12B-133 and became effective March 9, 1981 as
R.1981 d.90. See: 13 N.J.R. 61(c), 13 N.J.R. 185(a). Amendments became effective
October 17, 1983 as R.1983 d.459. See: 15 N.J.R. 1207(b), 15 N.J.R. 1754(e).
Subchapter 2, Reserve Requirements, was repealed effective April 15, 1985 by R.1985
d.172. See: 17 N.J.R. 142(a), 17 N.J.R. 904(b). Pursuant to Executive Order No.
66(1978), Chapter 30, Capital, expired on October 17, 1988.
Chapter 30,
Predatory Lending, was adopted as new rules by R.2006 d.298, effective August 21,
2006. See: 37 N.J.R. 3102(a), 38 N.J.R. 3293(b).
In accordance with
N.J.S.A. 52:14B-5.1b, Chapter 30, Predatory Lending, was scheduled to expire on
August 21, 2013. See: 43 N.J.R. 1203(a).
Chapter 30, Predatory Lending,
was readopted as R.2014 d.042, effective February 12, 2014. See: 45 N.J.R. 2063(a),
46 N.J.R. 495(a).
In accordance with
N.J.S.A.
52:14B-5.1, Chapter 30, Predatory Lending, was
scheduled to expire on February 12, 2021. Pursuant to Executive Order Nos. 127
(2020) and 244 (2021) and
P.L.
2021, c. 103, any chapter of
the New Jersey Administrative Code that would otherwise have expired during the
Public Health Emergency originally declared in Executive Order No. 103 (2020) is
extended through January 1, 2022. Chapter 30, Predatory Lending, was readopted with
technical changes, effective November 30, 2021. See: Source and Effective Date. See,
also, section annotations.
CHAPTER AUTHORITY:
N.J.S.A. 17:1-8.1, 17:1-15.e, and 46:10B-22 through 35; and P.L. 2004, c. 84.
