New Jersey Administrative Code
Title 3 - BANKING
Chapter 25 - DEBT ADJUSTMENT AND CREDIT COUNSELING


Current through Register Vol. 54, No. 36, June 19, 2023

CHAPTER SOURCE AND EFFECTIVE DATE:
Effective: May 1, 2015.
See: 47 N.J.R. 1259(a).
CHAPTER HISTORICAL NOTE:
Chapter 25, Debt Adjustment and Credit Counseling, was adopted as R.1987 d.334, effective August 17, 1987. See: 19 N.J.R. 901(b), 19 N.J.R. 1544(b).
Pursuant to Executive Order No. 66(1978), Chapter 25, Debt Adjustment and Credit Counseling, was readopted as R.1992 d.323, effective July 23, 1992. As part of R.1992 d.323, effective August 17, 1992, Subchapter 2, Offices, Licensing, Bonds, Investigations, Examinations, was adopted. See: 24 N.J.R. 2106(a), 24 N.J.R. 2836(a).
Pursuant to Executive Order No. 66(1978), Chapter 25, Debt Adjustment and Credit Counseling, was readopted as R.1997 d.336, effective July 23, 1997. As a part of R.1997 d.336, effective August 18, 1997, Subchapter 2, Offices, Licensing Bonds, Investigations, Examinations, was renamed Subchapter 2, Licensing Requirements, and Subchapter 3, Administrative Penalties and Examination, was added. See: 29 N.J.R. 2500(a), 29 N.J.R. 3719(a).
Chapter 25, Debt Adjustment and Credit Counseling, was readopted as R.2003 d.59, effective January 7, 2003. See: 34 N.J.R. 2552(a), 35 N.J.R. 607(b).
Subchapter 4, Additional Requirements for High-Cost Home Loan Credit Counseling, was adopted as new rules by R.2004 d.81, effective February 17, 2004. See: 35 N.J.R. 4187(a), 36 N.J.R. 943(a).
Chapter 25, Debt Adjustment and Credit Counseling, was readopted as R.2008 d.203, effective June 23, 2008. As a part of R.2008 d.203, Subchapter 2, Licensing or Registration Requirements, was renamed Licensing or Registration Requirements, Bonding, Audits and Duties of a Debt Adjuster, effective July 21, 2008. See: 40 N.J.R. 837(a), 40 N.J.R. 4311(a).
In accordance with N.J.S.A. 52:14B-5.1b, Chapter 25, Debt Adjustment and Credit Counseling, was scheduled to expire on June 23, 2015. See: 43 N.J.R. 1203(a).
Chapter 25, Debt Adjustment and Credit Counseling, was readopted, effective May 1, 2015. See: Source and Effective Date.

Chapter 25, Debt Adjustment and Credit Counseling, was readopted, effective March 30, 2022. See: Source and Effective Date.

CHAPTER AUTHORITY:

N.J.S.A. 17:1-8.1, 17:1-15.e, 17:16G-1 et seq., and 46:10B-22 et seq.

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