New Jersey Administrative Code
Title 3 - BANKING
Chapter 17 - CONSUMER LENDERS AND SALES FINANCE COMPANIES
- Subchapter 1 - GENERAL PROVISIONS
- Subchapter 2 - LICENSING
- Subchapter 3 - FEES
- Subchapter 4 - NET WORTH, LIQUID ASSETS AND INSOLVENCY
- Subchapter 5 - BOOKS AND RECORDS; EXAMINATIONS; ANNUAL REPORTS
- Subchapter 6 - INSURANCE
- Subchapter 7 - ADVERTISING
- Subchapter 8 - CHARACTERISTICS OF LOANS
- Subchapter 9 - OTHER PERMISSIBLE LINES OF BUSINESS FOR CONSUMER LENDERS
- Subchapter 10 - IMPOSITION OF ADMINISTRATIVE PENALTIES
CHAPTER SOURCE AND
EFFECTIVE DATE:
Effective: May 17, 2017.
See: 49 N.J.R.
1676(a).
CHAPTER HISTORICAL NOTE:
All provisions of Chapter
17, Consumer Loan Act Regulations, were adopted as the Commissioner of Banking
pursuant to authority delegated at N.J.S.A. 17:10-23. Chapter 17 was amended by
R.1975 d.147, effective June 2, 1975. See: 7 N.J.R. 192(a), 7 N.J.R. 291(c); R.1977
d.330, effective August 26, 1977. See: 9 N.J.R. 452(c). Subchapter 7, Other
Business, was adopted as R.1981 d.257, effective July 9, 1981. See: 13 N.J.R.
115(e), 13 N.J.R. 384(a). Chapter 17 was amended by R.1981 d.430, effective November
2, 1981. See: 13 N.J.R. 471(b), 13 N.J.R. 754(a); R.1983 d.120, effective April 18,
1983. See: 15 N.J.R. 111(a), 15 N.J.R. 622(b); R.1985 d.486, effective September 16,
1985. See: 17 N.J.R. 1703(a), 17 N.J.R. 2247(b).
Pursuant to Executive
Order No. 66(1978), Chapter 17 was readopted as R.1986 d.277, effective June 18,
1986. See: 18 N.J.R. 1021(a), 18 N.J.R. 1453(b).
Pursuant to Executive
Order No. 66(1978), Chapter 17 was readopted as R.1991 d.354, effective June 13,
1991. See: 23 N.J.R. 1234(a), 23 N.J.R. 2121(a).
Pursuant to Executive
Order No. 66(1978), Chapter 17, Consumer Loan Act Regulations, expired on June 13,
1996.
Chapter 17, Consumer Loan Act Regulations, was adopted as R.1996
d.409, effective September 3, 1996. See: 28 N.J.R. 2670(a), 28 N.J.R. 4095(a).
Chapter 17 was repealed by R.1997 d.257, effective June 16, 1997. See: 29 N.J.R.
1489(a), 29 N.J.R. 2641(a).
Chapter 17, Consumer Lenders and Sales
Finance Companies, was adopted as new rules by R.2010 d.130, effective June 21, 2010
(operative July 31, 2010). See: 42 N.J.R. 105(a), 42 N.J.R. 1154(a).
In
accordance with N.J.S.A. 52:14B-5.1b, Chapter 17, Consumer Lenders and Sales Finance
Companies, was scheduled to expire on June 21, 2017. See: 43 N.J.R. 1203(a).
Chapter 17, Consumer Lenders and Sales Finance Companies, was
readopted, effective May 17, 2017. See: Source and Effective
Date.
CHAPTER AUTHORITY:
N.J.S.A. 17:1-8, 17:1-8.1, 17:1-15.e, 17:1C-33 et seq., and 17:11C-49.