New Jersey Administrative Code
Title 3 - BANKING
Chapter 16 - PAWNBROKING LAW REGULATIONS
Subchapter 2 - CONDUCT OF BUSINESS; RECORDKEEPING; EXAMINATIONS
Section 3:16-2.7 - Examinations of licensees
Current through Register Vol. 56, No. 18, September 16, 2024
(a) The Commissioner may at any time investigate the business of all licensees.
(b) The Commissioner, or his or her designee, shall have free access, during the licensee's usual business hours, to the licensee's place of business, and to the books, papers, records, safes and vaults pertaining to, or used in the course of the business of the licensee, wherever located, and shall also have the authority to examine, under oath, any person whose testimony he or she may require relative to the business of the licensee.
(c) The examination conducted by the Department shall be "exception-based." All apparent failures to comply with statutes or rules shall be noted. The examination shall include reviews of the licensee's books, records, bonding and insurance policies, and shall cover all matters referenced in the "Report of Examination" form on file with the Department.