New Jersey Administrative Code
Title 3 - BANKING
Chapter 10 - MORTGAGES

Current through Register Vol. 54, No. 36, June 19, 2023

Effective: November 23, 2021.
See: 53 N.J.R. 2135(b).
Chapter 10, Mortgages, was adopted and became effective prior to September 1, 1969.
Subchapter 8, Appraisal Value Relaxed for Certain Loans, was adopted as new rules by R.2004 d.282, effective July 19, 2004. See: 36 N.J.R. 1261(a), 36 N.J.R. 3397(a).
Chapter 10, Mortgages, was readopted as R.2006 d.442, effective November 21, 2006. As part of R.2006 d.442, Subchapter 1, Limitations on Mortgage Loans, Subchapter 2, Extension of the Time Factor in Connection with Construction Mortgage Loans, Subchapter 3, Pledging Collateral Security For Certain Excess Mortgage Loans, Subchapter 4, Increase in Ratio of Mortgage to Appraise Value of Mortgaged Property, Subchapter 6, Out-of-State Mortgages, and Subchapter 7, Secondary Mortgage Loans, were repealed, effective December 18, 2006. See: 38 N.J.R. 3105(a), 38 N.J.R. 5354(b).
Subchapter 9, Reporting Requirements on Mortgage Foreclosure Actions, was adopted as new rules by R.2009 d.350, effective November 16, 2009. See: 41 N.J.R. 2367(a), 41 N.J.R. 4193(a).
In accordance with N.J.S.A. 52:14B-5.1b, Chapter 10, Mortgages, was scheduled to expire on November 21, 2013. See: 43 N.J.R. 1203(a).
Chapter 10, Mortgages, was readopted, effective April 9, 2014. See: 46 N.J.R. 5(a), 46 N.J.R. 759(c).
In accordance with N.J.S.A. 52:14B-5.1, Chapter 10, Mortgages, was scheduled to expire on April 9, 2021. Pursuant to Executive Order Nos. 127 (2020) and 244 (2021) and P.L. 2021, c. 103, any chapter of the New Jersey Administrative Code that would otherwise have expired during the Public Health Emergency originally declared in Executive Order No. 103 (2020) is extended through January 1, 2022. Chapter 10, Mortgages, was readopted, effective November 23, 2021. See: Source and Effective Date.


N.J.S.A. 17:1-8, 8.1, and 15; and 17:9A-64.1, 17:12B-48(21), and 46:10B-49.

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