New Jersey Administrative Code
Title 17 - TREASURY - GENERAL
Chapter 10 - JUDICIAL RETIREMENT SYSTEM
Subchapter 3 - INSURANCE AND DEATH BENEFITS
Section 17:10-3.5 - Contributory group life insurance; beneficiary designation

(a) Contributory Group Life Insurance is an optional insurance plan available at different coverage levels of subsidized coverage, in which the member pays a portion of the premium through regular payroll deductions. Judicial Retirement System members who are not covered by contributory group life insurance may elect to enroll at any later time, but must then provide evidence of insurability. There are two contributory group life insurance plans available to JRS members: Group Term Life Insurance or Group Variable Universal Life Insurance (GVUL). Contributory Group Term Life Insurance coverage ends 31 days after a member ceases judicial service, whether for reasons of retirement, termination of service, or the end of a period of coverage under a leave of absence without pay. This contributory group life insurance plan can be converted to an individual policy, without a medical exam, at a participant's own expense. Contributory GVUL is portable coverage, meaning that it can be continued after retirement or after a member leaves judicial service, at the participant's own cost.

(b) Members enrolled in the contributory group life insurance (Group Term life insurance or Group Variable Universal Life (GVUL) insurance) must designate their beneficiary or beneficiaries directly with the insurance provider. Any change of beneficiary designation for non-contributory group life insurance filed with the Division of Pensions and Benefits shall not affect the beneficiary designation for the contributory group life insurance.

(c) Members enrolled in the contributory group life insurance can elect to discontinue the contributory insurance after one year (12 months) following enrollment.