New Jersey Administrative Code
Title 13 - LAW AND PUBLIC SAFETY
Chapter 69F - RULES OF THE GAMES
Subchapter 4 - BACCARAT-CHEMIN DE FER
Section 13:69F-4.10 - Announcement of result of round; payment and collection of wagers; payout odds; vigorish

(a) After each hand has received all the cards it is entitled to by this subchapter, the dealer calling the game shall announce the point count of each hand indicating which hand has won the round. If the two hands have equal point counts, the dealer shall announce "Stand Off" or "Tie Hand."

(b) After the result of the round is announced, the dealer or dealers responsible for the wagers at the table shall collect and payoff the wagers made. Winning wagers made against the "Banker's Hand" shall be paid off from the amount wagered by the Banker at odds of 1 to 1. A winning wager made by the Banker shall be paid off at odds of 1 to 1 from the amount(s) wagered by the other participants.

(c) As its fee in housing the game, the casino licensee shall extract a commission known as "vigorish" from the amount won by the Banker on each round of play, in an amount equal to, in the casino licensee's discretion, either four or five percent of the amount won; provided, however, that when collecting the vigorish, the casino licensee may round off the amount of a five percent vigorish to 25 cents or the next highest multiple of 25 cents, and the amount of a four percent vigorish to 20 cents or the next highest multiple of 20 cents. Such vigorish shall be collected immediately after each round won by the Banker.

(d) Each casino licensee shall provide notice of any increase in the percentage of vigorish being charged at each baccarat-chemin de fer table, in accordance with 13:69F-8.3. The percentage of vigorish charged at a baccarat-chemin de fer table shall apply to all players at that table.