Current through Register Vol. 56, No. 18, September 16, 2024
(a) A winning wager
made on the "Player's Hand" shall be paid off by a casino licensee at odds of 1
to 1.
(b) A winning tie bet shall
be paid off by a casino licensee at odds of at least 8 to 1.
(c) Except as otherwise provided in (e) and
(h) below, a winning wager made on the "Banker's Hand" shall be paid off by a
casino licensee at odds of 1 to 1, except that the casino licensee shall
extract a commission known as "vigorish" from the winning player in an amount
equal to, in the casino licensee's discretion, either four or five percent of
the amount won.
1. When collecting the
vigorish, the casino licensee may round off the amount of a five percent
vigorish to 25 cents or the next highest multiple of 25 cents, and the amount
of a four percent vigorish to 20 cents or the next highest multiple of 20
cents.
2. A casino licensee may
collect the vigorish from a player at the time the winning payout is made or
defer the collection until reshuffling the cards or at the end of the patron's
play for that session. The amount of any deferred vigorish shall be evidenced
by the placing of a coin or marker button containing the amount of the vigorish
owed in a rectangular space in front of the dealer on the layout imprinted with
the number of the player owing such vigorish. The coin or marker button shall
not be removed from the layout until the vigorish owed is collected or
documented on an Uncollected Vigorish form pursuant to
13:69D-1.30.
3. Any vigorish deferred by the casino
licensee but not collected from a player for any reason shall be recorded in
the calculation of table game win for that table by the casino licensee in
accordance with the casino licensee's internal control procedures, which
internal controls shall, at a minimum, require:
i. The preparation by the pit clerk of a
serially prenumbered Complimentary Vigorish Form ("Form"), consisting of an
original and a duplicate copy, at a minimum, and on which shall be recorded the
amount of the vigorish that was not collected, the name of the patron from whom
the vigorish was not collected, and the signatures of the dealer, pit boss and
pit clerk, as well as the signature of the patron if available, or a statement
by the dealer or pit boss as to why the patron's signature could not be
obtained;
ii. That the series
numbers of all Forms received by a casino licensee shall be accounted for by
casino employees, that access to the Form prior to use shall be restricted to
pit clerks, and that each series of Forms shall be used in sequential
order;
iii. The deposit of the
original Form in the drop box by the dealer, in the presence of the pit boss
and pit clerk who signed the Form;
iv. The retention of the duplicate copy of
the Form by the pit clerk, for forwarding to the casino accounting department
at the end of the gaming day, where it will be compared to the original Form
placed in the drop box;
v. That the
original and duplicate copy of all void Forms shall be marked "VOID," shall
require the signatures of the pit boss and pit clerk, and shall be retained by
the pit clerk until they are forwarded to the casino accounting department at
the end of the gaming day; and
vi.
Procedures for recording, no later than at the end of the gaming day, the
amount of vigorish paid by the casino licensee as a cash complimentary to that
patron.
4. All deferred
vigorish shall be collected or documented in accordance with (c)3 above when
each shoe of cards is completed or when the patron leaves the gaming table,
whichever occurs first.
(d) Each casino licensee shall provide notice
of any increase in the percentage of vigorish being charged at each baccarat
table, in accordance with
13:69F-8.3. The percentage of
vigorish charged at a baccarat table shall apply to all players at that
table.
(e) Notwithstanding (c) and
(d) above, a casino licensee may, in its discretion, pay a winning wager made
on the "Banker's Hand" at odds of 1 to 1 and not collect any vigorish from the
winning player provided that the casino licensee offers one, but not both, of
the following options and complies with the notice requirements set forth in
13:69F-8.3:
1. Any winning wager on a "Banker's Hand"
that has a point count of six shall be paid off by the casino licensee at odds
of 1 to 2; or
2. The player has
made one or more of the total card wagers authorized by
13:69F-3.2(a)4
in a total amount that is equal to or greater than the player's wager on the
"Banker's Hand" for that round of play.
(f) If a casino licensee offers the total
card wagers authorized by
13:69F-3.2(a)4,
winning wagers shall be paid by a casino licensee at the following odds:
| Total Cards
Dealt | Payout |
| Four | 3 to 2 |
| Five | 2 to 1 |
| Six | 2 to 1 |
(g)
No vigorish shall be charged on a winning optional bonus wager. A casino
licensee shall pay an optional bonus wager for hands that are not a "natural"
with prescribed winning margins and for "natural" winning hands at not less
than the odds listed in one of the following alternative payout schedules:
| PAYTABLE A |
| Win by 9 points | 30 to 1 |
| Win by 8 points | 10 to 1 |
| Win by 7 points | 6 to 1 |
| Win by 6 points | 4 to 1 |
| Win by 5 points | 2 to 1 |
| Win by 4 points | 1 to 1 |
| Natural winner | 1 to 1 |
| PAYTABLE B |
| Win by 9 points | 20 to 1 |
| Win by 8 points | 8 to 1 |
| Win by 7 points | 7 to 1 |
| Win by 6 points | 4 to 1 |
| Win by 5 points | 3 to 1 |
| Win by 4 points | 1 to 1 |
| Natural winner | 1 to 1 |
| PAYTABLE C |
| Win by 9 points | 30 to 1 |
| Win by 8 points | 10 to 1 |
| Win by 6 or 7 points | 4 to 1 |
| Win by 4 or 5 points | 2 to 1 |
| Natural winner | 1 to 1 |
(h)
A casino licensee may offer a variation of baccarat-punto banco in which the
vigorish otherwise required by (c) above shall not be collected; provided,
however, that a three-card "Banker's Hand" with a point count of seven that
wins (dragon 7 hand) shall be deemed a push.
(i) If a casino licensee offers the variation
of baccarat-punto banco in (h) above, a winning dragon 7 wager shall be paid by
a casino licensee at odds not less than 40 to 1.
