Current through Register Vol. 56, No. 18, September 16, 2024
(a) A
casino licensee may, at a location outside the casino, accept a personal check
or checks from a person for up to $ 5,000 in exchange for cash or cash
equivalents and may, within a casino at a cashiers' cage, satellite cage, or a
slot booth, accept a personal check or checks from a person for up to $ 5,000
in exchange for cash, cash equivalents, tokens, chips, or plaques to enable
that person to take part in gaming or simulcast wagering as a player, provided
that:
1. The check is drawn on the patron's
bank or brokerage cash management account;
2. The check is for a specific
amount;
3. The check is made
payable to the casino licensee;
4.
The check is dated but not post-dated. However, a cashier's check that is drawn
after 3:00 P.M. on a Friday or on a Saturday, Sunday, or bank holiday and is
dated for the next banking day shall not be considered post-dated and may be
accepted;
5. The patron's identity
is verified in accordance with
N.J.S.A.
5:12-101(h);
6. The check is restrictively endorsed "For
Deposit Only" to the casino licensee's bank account or, for an electronic
check, an alternative methodology approved by the Division, and deposited on
the next banking day following the date of the transaction;
7. The total amount of personal checks
accepted by any one licensee pursuant to this subsection that are outstanding
at any time, including the current check being submitted, does not exceed $
5,000;
8. The casino licensee has a
system of internal controls in place that will enable it to determine the
amount of outstanding personal checks received from any patron pursuant to this
subsection at any given point in time; and
9. The casino licensee maintains a record of
each such transaction.
(b) A casino licensee may accept a check or
checks from a person in exchange for cash or cash equivalents, in order to
establish a customer deposit account or in payment of outstanding Counter
Checks, provided that:
1. The check is:
i. For a specific amount, dated but not
post-dated, accepted at the cashiers' main cage or satellite cage by general
cashiers, and issued by a casino licensee, which is made payable to the person
presenting the check, and issued for a purpose other than employment
compensation or as payment for goods or services rendered (a casino
check);
ii. Issued by a banking
institution which is chartered in a country other than the United States on its
account at a Federally-chartered or state-chartered bank and made payable to
"cash," "bearer," the casino licensee, or the person presenting the check (a
foreign bank check);
iii. Issued by
a banking institution that is chartered in the United States on its account at
another Federally-chartered or state-chartered bank and made payable to "cash,"
"bearer," the casino licensee, or the person presenting the check (a domestic
bank check);
iv. Issued by a slot
system operator or pursuant to an annuity jackpot guarantee as payment for
winnings from a WAP or MSPS slot machine system jackpot (slot system operator
check); or v. Issued by an authorized Internet gaming operator that is in
partnership with the casino licensee where the check is presented and which is
made payable to the person presenting the check, and issued for a purpose other
than employment compensation or as payment for goods or services rendered (an
Internet gaming operator check);
2. The patron's identity is verified in
accordance with
N.J.A.C.
13:69D-1.5A; and
3. A casino employee records the date, time
and method of verification which shall be completed by:
i. For a casino check, confirming the
validity of the check with the drawer of the check and that the check has not
been issued for the purpose of employment compensation or as payment for goods
or services rendered; or
ii. For
other checks presented pursuant to this subsection, ensuring the validity of
the bank upon which the check is drawn.
(c) A casino licensee may accept traveler's
checks and cash equivalents from a person at the cashiers' main cage or
satellite cage by general cashiers for:
1.
Exchanging cash or cash equivalents;
2. Establishing a customer deposit account;
or
3. Payment of outstanding
Counter Checks.
(d) Upon
a patron's request, or if required by a casino licensee, an instrument accepted
pursuant to (b) or (c) above may be held for repurchase. If not held for
repurchase, the instrument shall be restrictively endorsed "For Deposit Only"
to the casino licensee's bank account and deposited on the next banking day
following the date of the transaction. For instruments held for repurchase, a
casino licensee shall limit the repurchase rights of the patron to a maximum of
five calendar days following the date of acceptance. If the patron fails to
repurchase the instrument within five days, the casino licensee shall
restrictively endorse the instrument "For Deposit Only" to the bank account of
the casino licensee and deposit the item no later than the next banking
day.
(e) A person may obtain cash
or slot tokens at the cashiers' cage or slot booth or cash at the simulcast
counter or keno booth to be used for gaming purposes by presenting a recognized
credit or debit card to a general cashier, pari-mutuel cashier, keno writer, or
slot cashier. When processing the transaction for cash, the casino shall follow
the procedures set forth in
N.J.A.C.
13:69D-1.18C and those established by the
card's issuer. When processing the transaction for slot tokens, the casino
licensee shall follow the procedures established by the card's
issuer.
(f) A casino licensee may,
at a location within the casino, authorize a patron who has established a
computerized patron account in accordance with this chapter to draw against it
using a Counter Check or Slot Counter Check. All patron account transactions
shall be recorded in chronological order including the following:
1. The date and amount of each cash
deposit;
2. The date, amount,
location of issuance and number of each check issued to the patron;
3. The date, amount, and check number of each
consolidation check and the check numbers of the check(s) returned to the
patron;
4. The date, method and
amount of each redemption transaction and the check number of the check(s)
returned to the patron;
5. The date
and amount of each substitution transaction and the check number of the
check(s) returned to the patron;
6.
The date, amount and check number of each check deposited;
7. The date, amount and check number of each
check returned to the casino licensee by the patron's bank and the reason for
its return;
8. The outstanding
balance after each transaction; and
9. The date, amount and check number of any
checks which have been partially or completely written off by the casino
licensee and a brief explanation of the reason for such write off.
(g) When the computer system is
inoperable, a casino licensee may issue manual Counter Checks and Slot Counter
Checks against an approved credit limit or patron deposit account provided that
a check bank cashier maintains a manual record with the information required in
(f) above in the check bank. The record shall include, the patron's name,
account number and, if applicable, approved credit limit. When the system
becomes operable, the manual transaction information shall be entered into the
computer system by a cage cashier or above. The computer system shall maintain
a record of the date and time the information was entered and the
identification of the cashier or above entering the information.
(h) Whenever a patron requests to withdraw
funds from a patron account by a Counter Check or Slot Counter Check, a general
cashier, casino clerk, floorperson, or above, or a slot attendant or above if
the counter check is issued at a slot machine, shall notify a general cashier
or casino clerk who is to issue the Counter Check or Slot Counter Check that a
patron has requested to access his or her front money or credit account and
that a Counter Check or Slot Counter Check is required. Nothing in this
subsection shall preclude a casino licensee from using a written request or
requiring a patron who requests a Counter Check or Slot Counter Check to sign
such a written request.
(i) Prior
to generating a Counter Check or Slot Counter Check, the patron's identity
shall be verified by:
1. A general cashier or
casino clerk or a slot attendant for a Slot Counter Check issued at a slot
machine who shall examine the patron's government issued identification
pursuant to
N.J.A.C.
13:69D-1.5A;
2. A casino or slot supervisor attesting to
the identity of the patron; or
3.
The general cashier or casino clerk who, during his or her shift, previously
verified the patron's identity in accordance with (i)1 above.
(j) A general cashier or casino
clerk shall verify that there are sufficient funds in the patron account to
satisfy the patron's request for a Counter Check or Slot Counter Check by
accessing the patron account at a computer terminal. If the computer system is
inoperable, the general cashier or casino clerk shall obtain the available
balance from a check bank cashier.
(k) All Counter Checks and Slot Counter
Checks shall be four-part forms (original, redemption, issuance and accounting)
and sequentially numbered, the series numbers of which shall be accounted for
by casino accounting department employees with no incompatible functions.
1. Computer generated Counter Checks and Slot
Counter Checks shall be inserted in a printer that will simultaneously print
the original and the duplicates and store the information in machine-readable
form that shall not be susceptible to change or removal.
2. Manually prepared Counter Checks and Slot
Counter Checks shall be attached in a manner that will permit an individual
check in the series and all duplicate copies to be written upon simultaneously
and will allow for the removal of the original and all copies.
3. The original and all copies of void
Counter Checks shall be marked "VOID" and shall require the signature of the
preparer and the reason for the void.
(l) A Counter Check or Slot Counter Check
shall be prepared by a general or slot booth cashier or casino clerk, as
applicable, and made payable to the casino licensee or include an indication
that the funds are drawn from a patron deposit account. Counter Checks and Slot
Counter Checks shall, at a minimum, include the following:
1. The patron's name;
2. The name of the patron's bank or an
indication that the funds are drawn from a patron deposit account;
3. The date and time of issuance;
4. The location of issuance (pit or
cashiering location identifier);
5.
The amount of the check expressed in numbers and words;
6. A restrictive endorsement "for deposit
only" to the casino licensee's bank account (only on the back of the original
check); and
7. The signature of the
preparer.
(m) For Counter
Checks issued at a table game, a general cashier or casino clerk shall present
the Counter Check to a casino supervisor who shall review the Counter Check for
accuracy and sign the original and duplicates. The general cashier or casino
clerk shall then present the original and duplicates to the patron for
signature; provided, however, that a casino licensee may require the patron to
sign only the original and have a computer generated facsimile of the signature
exemplar obtained from the patron's identification file pursuant to
N.J.A.C.
13:69D-1.5A preprinted on the duplicates.
1. A general cashier or casino clerk shall
maintain the accounting copy in a secure location in the pit until transferred
to the casino accounting department at the end of the gaming day.
2. In the presence of a casino supervisor,
the issuance copy shall be distributed to the dealer or boxperson who upon
receipt shall, issue gaming chips and/or plaques to the patron in an amount
equal to the Counter Check. The dealer or boxperson shall then sign the
issuance copy and deposit the issuance copy in the drop box.
3. The original and redemption copy shall be:
i. Transported expeditiously to the cage by a
security department member, cage supervisor, or pneumatic tube system, and
maintained in the check bank; or
ii. Maintained by a general cashier or casino
clerk in a secure location in the pit approved by the Division, if the patron
requests that the Counter Check be held for pit redemption. No later than the
end of the gaming day, if not redeemed, the original and redemption copy of
Counter Checks shall be removed from each gaming pit and expeditiously
forwarded to the check bank for processing.
(n) A casino licensee may elect to issue
funds to a patron who has requested a Counter Check prior to the Counter Check
being issued to and signed by the requesting patron. Such funds shall be
evidenced by a lammer for the requested amount of the Counter Check being
placed on the table in a location visible to surveillance. The lammer shall
remain on the table until the Counter Check has been signed and placed in the
drop box. The failure or refusal of the patron to sign the Counter Check after
receiving the funds shall result in the Counter Check being deposited in the
drop box with a notation that the patron refused to sign. A casino licensee
shall be prohibited from voiding a Counter Check because the patron refuses to
sign.
(o) For Slot Counter Checks
issued to the patron at the cashier's cage, satellite cage, or slot booth, the
general or slot booth cashier shall present the original and all duplicate
copies to the patron for signature; provided, however, that a casino licensee
may require the patron to sign only the original and have a computer generated
facsimile of the signature exemplar obtained from the patron's identification
file pursuant to
N.J.A.C.
13:69D-1.5A preprinted on the duplicate
copies. The general or slot booth cashier shall:
1. Prior to the issuance of funds to the
patron, obtain the signature of a cage, slot booth, or slot supervisor on the
original and duplicates verifying that the Slot Counter Check was prepared for
the correct amount and correct patron at the time of issuance;
2. Issue cash, tokens, gaming chips or
plaques, or gaming voucher(s) to the patron in an amount equal to the Slot
Counter Check and maintain the issuance copy in his or her imprest
drawer;
3. Deliver the original and
redemption copy to the check bank via pneumatic tube, security department
member or cage supervisor, as applicable; and 4. Place the accounting copy in a
locked accounting box located in the cage or slot booth until transferred to
the casino accounting department at the end of the gaming day.
(p) For Slot Counter Checks issued
to a patron at a slot machine:
1. The general
cashier or slot booth cashier shall prepare a slot counter check and issue the
cash, tokens, or cashier generated gaming voucher(s) to a slot attendant or
above who shall verify that the amount received agrees to the Slot Counter
Check. The slot attendant or above shall sign the original and all
copies.
2. The slot attendant or
above shall be escorted by a security department member, a slot department
supervisor with no incompatible functions, or a general cashier or above
(verifier) who shall verify that the amount received agrees to the Slot Counter
Check. The verifier shall sign the original and duplicates. The slot attendant
or above shall return the issuance copy to the general cashier or slot booth
cashier to evidence receipt of the funds, and maintain the original,
redemption, and accounting copy in order to complete the transaction at a slot
machine;
3. The slot attendant or
above, in the presence of the verifier, shall present the original, redemption
and accounting copy of the Slot Counter Check to the patron for signature,
provided, however, that a casino licensee may require the patron to sign only
the original of the Slot Counter Check and have a computer-generated facsimile
of the signature exemplar obtained from the patron's identification file
pursuant to
N.J.A.C.
13:69D-1.5A preprinted on the duplicate
copies. The slot attendant or above and the verifier shall sign the back of the
accounting copy of the Slot Counter Check evidencing the transfer of the funds
to the patron; and 4. The slot attendant or above who conducted the transaction
shall return the original, redemption, and accounting copies to the general
cashier or slot booth cashier who shall:
i.
Agree the documents to the issuance copy;
ii. Deliver the original and redemption copy
to the check bank via pneumatic tube, security department member or cage
supervisor, as applicable;
iii.
Maintain the issuance copy in his or her imprest drawer; and
iv. Place the accounting copy and the Request
in a locked accounting box located in the cage or slot booth until transferred
to the casino accounting department at the end of the gaming day.
(q) In addition to
presenting the Counter Check or Slot Counter Check to the requesting patron for
signature, the general cashier or casino clerk shall present to the patron a
printed question "Are you the Governor, any State officer or employee, or any
special State officer or employee, any member of the Judiciary, any member of
the Legislature, any officer of a municipality or county in which casino gaming
is authorized, or any gaming related casino employee?" The cashier or casino
clerk shall record the requesting patron's answer on the accounting copy of the
Counter Check or Slot Counter Check prior to depositing it in the locked
accounting box.
(r) A check bank
cashier shall acknowledge receipt of the original and redemption copies of the
Counter Check or Slot Counter Check by entering a confirmation into the
computer system.
(s) A casino
accounting department employee with no incompatible functions shall obtain, on
a daily basis, the accounting copy of all Counter Checks and Slot Counter
Checks from the gaming pits and locked accounting boxes in the cage or slot
booth for reconciliation to the issuance copy removed from the table game drop
boxes and stored data.
(t) Each
casino licensee shall create internal controls sufficient to ensure its ability
to file the quarterly report required by
N.J.S.A.
5:12-99.a(17) regarding the issuance of
casino credit to certain State employees and gaming personnel.
