New Jersey Administrative Code
Title 13 - LAW AND PUBLIC SAFETY
Chapter 45F - IDENTITY THEFT
Subchapter 2 - SECURITY FREEZE PROVISIONS
Section 13:45F-2.2 - Placing a security freeze
Universal Citation: NJ Admin Code 13:45F-2.2
Current through Register Vol. 56, No. 18, September 16, 2024
(a) Upon receipt of a consumer's written request to place a security freeze on his or her consumer report made in accordance with the procedures provided in 13:45F-2.1(a), a consumer reporting agency shall, within five business days of receipt:
1. Place the security freeze on the consumer
report;
2. Send a written
confirmation of the security freeze to the consumer together with instructions
on the procedures used by the consumer reporting agency to temporarily lift or
remove a security freeze, and a toll-free number that a consumer may use for
any further questions; and
3.
Provide the consumer with a unique PIN or password, other than the consumer's
Social Security number or any four or more consecutive numbers of the Social
Security number or data element comprising identifying information, to be used
by the consumer when providing authorization for the release of his or her
credit information for a specific party or period of time or communications
with the consumer reporting agency when temporarily lifting a security freeze
(13:45F-2.3) , removing a security
freeze (13:45F-2.4) or changing official
information (13:45F-2.5) .
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