New Jersey Administrative Code
Title 13 - LAW AND PUBLIC SAFETY
Chapter 18 - EXECUTIVE AND ADMINISTRATIVE SERVICE
Subchapter 6 - INSURANCE VERIFICATION
Section 13:18-6.1 - Definitions

The following words and terms, when used in this subchapter, shall have the following meanings, unless the context clearly indicates otherwise.

"Act" means the Fair Automobile Insurance Reform Act of 1990, P.L. 1990, c.8.

"Cancellation for nonpayment of premium" means the termination of a policy during the policy term due to the failure of the named insured to discharge when due any of his or her obligations in connection with the payment of premiums on a policy, or any installment of such premium, whether the premium is payable directly to the insurer or its agent or indirectly under any premium finance plan or extension of credit.

"Chief Administrator" means the Chief Administrator of the New Jersey Motor Vehicle Commission.

"Commercial automobile insurer" means an entity authorized to transact the business of private passenger automobile insurance in New Jersey pursuant to a commercial automobile rating system filed and approved in accordance with N.J.S.A. 17:29AA-1 et seq.

"Commercial lines insurer" means a person authorized to transact the business of private passenger automobile insurance in New Jersey pursuant to a commercial lines rating system filed and approved in accordance with 17:29A-1 et seq.

"Effective date of policy cancellation" means the date designated by the insurer's notice of cancellation pursuant to 11:3-7.6 or the date cancellation takes effect pursuant to 17:16D-13.

"FAIR Act" means the Fair Automobile Insurance Reform Act of 1990, P.L. 1990, c.8.

"Insurer" means an entity authorized or admitted to transact the business of personal private passenger automobile insurance in New Jersey.

"Motor Vehicle Commission" or "Commission" means the New Jersey Motor Vehicle Commission established by section 4 of P.L. 2003, c. 13 (39:2A-4 ).

"Newly issued policy" means any contract or endorsement of personal private passenger automobile insurance that provides liability coverage for an automobile not previously covered by a contract of liability insurance issued by the insurer, or that was previously covered by a policy issued by the insurer which was cancelled for nonpayment of premium.

"Nonfleet" describes an automobile insurance policy issued by a commercial lines insurer that provides coverage to less than five vehicles, or less than such other number of vehicles as is provided by the insurer's filed rating system.

"Person" means any natural person or persons, corporation, association, partnership or company authorized by the laws of this State to transact the business of insurance in this State.

"Personal lines insurer" means a person authorized to transact the business of private passenger automobile insurance in New Jersey pursuant to a personal lines rating system filed and approved in accordance with 17:29A-1 et seq.

"Private passenger automobile insurance" means direct insurance on private passenger automobiles as defined in 39:6A-2, but excluding excess liability insurance.