New Jersey Administrative Code
Title 11 - INSURANCE
Chapter 4 - ACTUARIAL SERVICES
Subchapter 40 - LIFE/HEALTH/ANNUITY FORMS
Section 11:4-40.4 - General requirements

1. All individual health, group health, blanket, prepaid legal contracts, group life and service corporation forms, individual life, credit life and health, mortgage guaranty, separate account, variable contract and annuity, group credit, synthetic guaranteed investment contract forms and other related correspondence pursuant to this subchapter submitted or resubmitted for approval or for file and use shall be submitted to the Department through the use of the National Association of Insurance Commissioners electronic filing system known as System for Electronic Rate and Form Filing (SERFF). As of July 19, 2010, the Office of Life and Health will no longer accept any rate or policy form filings other than through SERFF. Any such filings received after July 19, 2010 in any method other than through SERFF will be closed with no action taken and returned to the company without review. Insurers shall submit a paper copy of any materials submitted via SERFF if requested by the Department.

2. For purposes of computing time limits in this subchapter, "days" shall mean calendar days, except that when the last day of any specified time period is a Saturday, Sunday or State holiday, then the time period shall end on the next following business day. A day shall end as of 5:00 P.M. Eastern Standard Time (EST).