New Jersey Administrative Code
Title 11 - INSURANCE
Chapter 4 - ACTUARIAL SERVICES
Subchapter 34 - LONG-TERM CARE INSURANCE
Section 11:4-34.28 - Requirement to deliver shopper$DQ$s guide
Universal Citation: NJ Admin Code 11:4-34.28
Current through Register Vol. 56, No. 18, September 16, 2024
(a) A long-term care insurance shopper's guide in the format developed by the National Association of Insurance Commissioners, or a guide developed or approved by the Commissioner, shall be provided to all prospective applicants of a long-term care insurance policy or certificate.
1. In
the case of agent solicitations, an agent must deliver the shopper's guide
prior to the presentation of an application or enrollment form.
2. In the case of direct response
solicitations, the shopper's guide must be presented in conjunction with any
application or enrollment form.
(b) Life insurance policies or riders containing accelerated long-term care benefits are not required to furnish the above-referenced guide, but shall furnish the policy summary required under N.J.S.A. 17B:27E-6g.
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