New Jersey Administrative Code
Title 11 - INSURANCE
Chapter 4 - ACTUARIAL SERVICES
Subchapter 34 - LONG-TERM CARE INSURANCE
Section 11:4-34.23 - Prohibition against preexisting conditions and probationary periods in replacement policies or certificates
Universal Citation: NJ Admin Code 11:4-34.23
Current through Register Vol. 56, No. 6, March
18, 2024
If a long-term care insurance policy or certificate replaces another long-term care policy or certificate, the replacing carrier shall waive any time periods applicable to preexisting conditions and probationary periods in the new long-term care policy or certificate for similar benefits to the extent that similar exclusions have been satisfied under the original policy or certificate. This waiver must be in the form of an endorsement to the replacement policy or certificate.
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