New Jersey Administrative Code
Title 11 - INSURANCE
Chapter 4 - ACTUARIAL SERVICES
Subchapter 30 - ACCELERATED DEATH BENEFITS
Section 11:4-30.12 - Discrimination
Universal Citation: NJ Admin Code 11:4-30.12
Current through Register Vol. 56, No. 6, March 18, 2024
(a) Insurers shall not discriminate among insureds on the basis of qualifying events covered under the policy.
(b) Conditions for payment of accelerated death benefits may not be based on type of disease or the fact of institutionalization. However, it is not discriminatory to presume that a person who has been confined to a nursing home for six months and is expected to be confined until death is terminally ill.
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